# Universal Lending vs Altana

The clearest difference is ratings volume: Altana at 2.7K against Universal Lending's 13. Altana also leads on update cadence (monthly vs every 3 months). Universal Lending's advantage is rating (5.0 vs 4.7) and monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Universal Lending holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Altana has 2.7K ratings behind it against 13, so its average is the more settled of the two.

Universal Lending ships an update every 3 months, Altana monthly. The most recent releases landed on November 4, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Universal Lending | Altana |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (13 ratings)](https://appshunter.io/ios/app/universal-lending/id1300332022/reviews)** | [4.7 (2.7K ratings)](https://appshunter.io/ios/app/altana/id1607151051/reviews) |
| Number of ratings | 13 | **2.7K** |
| Positive reviews | — | 48.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | **Free** | Ad-supported |
| Size | 101 MB | 197 MB |
| Requires iOS | **18.0** | 18.4 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 12+ |
| Developer | [Lower, LLC](https://appshunter.io/developer/1143955968) | [Altana Federal Credit Union](https://appshunter.io/developer/1008897528) |

## What reviewers say

### Universal Lending

[App page](https://appshunter.io/ios/app/universal-lending/id1300332022)

This mobile application connects borrowers, real estate partners, and sales teams within the mortgage process. It aims to provide specialized attention and streamline the real estate financing journey.

**Highlights:** Connects borrowers, realtors, and sales teams, Streamlines mortgage process, Specialized attention for users, Real estate industry focus

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Altana

[App page](https://appshunter.io/ios/app/altana/id1607151051)

Manage your finances with ease. Organize transactions with notes and photos, set balance alerts, and make payments. Deposit checks, manage your debit card, and view statements. Aggregate accounts and check your credit score securely.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, Aggregate financial accounts, View credit score

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate app
- 🚀 Convenient mobile deposit
- 💯 Excellent customer service
- 🔒 Secure banking experience

**What reviewers complain about**

- 🚫 Compatibility issues with newer devices
- 🤔 Confusing balance display
- 🐛 Mobile deposit not working consistently
- 🤯 Frustrating app redesign

**Reported bugs**

- Login issues with one-digit password entry
- Duplicate transactions impacting available balance

**Requested features**

- Ability to manage debit cards within the app
- Support for additional mobile devices and platforms
- Improved app navigation and layout


## Frequently asked questions

### Is Universal Lending free?

Universal Lending is free to download, with no in-app purchases.

### Is Altana free?

Altana is free to download, with no in-app purchases.

### Which has better reviews, Universal Lending or Altana?

Universal Lending is rated higher. Universal Lending averages 5.0 out of 5 from 13 ratings, while Altana averages 4.7 from 2.7K ratings.

### Do Universal Lending or Altana have ads?

Neither Universal Lending nor Altana shows ads.

### Which is updated more often, Universal Lending or Altana?

Universal Lending ships an update every 3 months, and Altana monthly. Most recently, Universal Lending was updated on November 4, 2026 and Altana on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*