# Cubatel vs Excel Management Associates

The clearest difference is rating: Cubatel at 4.9 against Excel Management Associates's 1.0. Cubatel also leads on ratings volume (75K vs 1) and update cadence (every 3 weeks vs every 3 months). Excel Management Associates's advantage is iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cubatel holds the better App Store score, 4.9 against 1.0. That said, the two scores are not equally well evidenced: Cubatel has 75K ratings behind it against 1, so its average is the more settled of the two.

Cubatel ships an update every 3 weeks, Excel Management Associates every 3 months. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Cubatel | Excel Management Associates |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (75K ratings)](https://appshunter.io/ios/app/cubatel/id1300396049/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/excel-management-associates/id1661007371/reviews) |
| Number of ratings | **75K** | 1 |
| Positive reviews | 97.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 116 MB | 152 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [Smart TopUp Inc](https://appshunter.io/developer/1300396047) | [CINC Systems](https://appshunter.io/developer/673135886) |

## What reviewers say

### Cubatel

[App page](https://appshunter.io/ios/app/cubatel/id1300396049)

Easily send mobile recharges, SMS, and make calls to Cuba. Enjoy instant credit delivery and earn cashback rewards on all your Cubacel and Nauta purchases. The app offers exclusive discounts and a user-friendly interface for managing contacts and recharge history.

**Highlights:** Mobile recharges to Cuba (Cubacel), Nauta recharges, Send SMS to Cuba, Make calls to Cuba, Cashback rewards, Exclusive discounts, Recharge history

**In-app purchases:** none

**What reviewers like**

- 🚀 Great service
- 👍 Excellent customer support
- 💰 Best prices
- 🔒 Secure and reliable
- 📱 Easy to use app

**What reviewers complain about**

- 🐛 Issues with the app crashing or freezing
- 💰 Desire for lower prices or more promotions
- 📢 Intrusive notification settings
- 🔀 Confusing navigation between different services

**Reported bugs**

- Login and account management problems
- Recharge issues with inactive numbers

**Requested features**

- Improved app ecosystem with integrated services
- Order tracking and delivery updates
- Option to disable notifications


### Excel Management Associates

[App page](https://appshunter.io/ios/app/excel-management-associates/id1661007371)

Manage your community association with ease. Make payments, view your account, access important documents, and submit requests all from your mobile device. Designed for both homeowners and board members.

**Highlights:** Make payments, View account and ledger, Access association documents, Submit ACC and work order requests, Add comments and pictures to violations, Board member tasks and reviews

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Cubatel free?

Cubatel is free to download, with no in-app purchases.

### Is Excel Management Associates free?

Excel Management Associates is free to download, with no in-app purchases.

### Which has better reviews, Cubatel or Excel Management Associates?

Cubatel is rated higher. Cubatel averages 4.9 out of 5 from 75K ratings, while Excel Management Associates averages 1.0 from 1 ratings.

### Do Cubatel or Excel Management Associates have ads?

Neither Cubatel nor Excel Management Associates shows ads.

### Which is updated more often, Cubatel or Excel Management Associates?

Cubatel ships an update every 3 weeks, and Excel Management Associates every 3 months. Most recently, Cubatel was updated on October 28, 2026 and Excel Management Associates on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*