# XP Investimentos vs Clear

XP Investimentos and Clear both sit at 4.8 stars, but that hides the real split: 71% of XP Investimentos's written reviews are positive against 11% of Clear's. XP Investimentos also leads on ratings volume (4.8K vs 339). Clear's advantage is monetization model (free vs free with in-app purchases). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for XP Investimentos against 4.7 for Clear. That said, the two scores are not equally well evidenced: XP Investimentos has 4.8K ratings behind it against 339, so its average is the more settled of the two. Written reviews are what separate them: 71% of XP Investimentos's written reviews are positive against 11% of Clear's.

XP Investimentos ships an update every 4 days, Clear weekly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | XP Investimentos | Clear |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (4.8K ratings)](https://appshunter.io/ios/app/xp-investimentos/id1300713021/reviews)** | [4.7 (339 ratings)](https://appshunter.io/ios/app/clear/id6447694643/reviews) |
| Number of ratings | **4.8K** | 339 |
| Positive reviews | **71.4% of reviews** | 11.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 days** | Weekly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 295 MB | 268 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | +4 | +4 |
| Developer | [TECFINANCE INFORMATICA E PROJETOS DE SISTEMAS LTDA](https://appshunter.io/developer/525298262) | [Clear Corretora de Titulos e Valores Mobiliarios S.A.](https://appshunter.io/developer/1001787255) |

## What reviewers say

### XP Investimentos

[App page](https://appshunter.io/ios/app/xp-investimentos/id1300713021)

This finance app offers a simplified, secure, and personalized experience for managing your money and investments. It features intuitive navigation, customizable themes, and smart shortcuts for quick access to essential functions. Enjoy enhanced performance and robust security for all your financial decisions.

**Highlights:** Simplified navigation, Personalized themes (light/dark), Customizable home screen (stock tab), Smart shortcuts for quick access, Integrated banking and investment services, Enhanced security and performance

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and easy to use
- 🚀 Fast and responsive
- 💡 Helpful investment recommendations
- 🔒 Secure and reliable

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⚠️ Poor customer support
- 🔍 Lacking important features (e.g. PDF statements)
- 💾 Large app size

**Reported bugs**

- App crashes on launch for iOS 18
- Token authorization issues for users abroad
- Incorrect portfolio value calculations
- Sync problems between app and website

**Requested features**

- Add option to export data in PDF format
- Improve performance on older devices
- Integrate more advanced trading tools
- Enhance user customization options


### Clear

[App page](https://appshunter.io/ios/app/clear/id6447694643)

Invest in variable income and Treasury Direct from anywhere with this intuitive brokerage app. Track the stock market in real-time, manage your profits and losses, and execute trades with integrated orders. Enjoy zero brokerage fees on all investments.

**Highlights:** Invest in variable income and Treasury Direct, Real-time stock market tracking, Profit/loss monitoring per trade, Integrated Home Broker orders, Zero brokerage fees, Invest in stocks, ETFs, options, and more

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is XP Investimentos free?

XP Investimentos is free to download, with no in-app purchases.

### Is Clear free?

Clear is free to download, with no in-app purchases.

### Which has better reviews, XP Investimentos or Clear?

XP Investimentos is rated higher. XP Investimentos averages 4.8 out of 5 from 4.8K ratings, while Clear averages 4.7 from 339 ratings.

### Do XP Investimentos or Clear have ads?

Neither XP Investimentos nor Clear shows ads.

### Which is updated more often, XP Investimentos or Clear?

XP Investimentos ships an update every 4 days, and Clear weekly. Most recently, XP Investimentos was updated on October 29, 2026 and Clear on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*