# T vs Banana Pay

The clearest difference is rating: T at 4.2 against Banana Pay's 3.7. T also leads on update cadence (every 2 months vs every 6 months). Banana Pay's advantage is review sentiment (42% vs 31%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

T holds the better App Store score, 4.2 against 3.7. Both are backed by a comparable volume of ratings — 81 and 64 respectively. Written reviews complicate that: 31% of T's written reviews are positive against 42% of Banana Pay's, so the app with the better star average is not the one people write more warmly about.

T ships an update every 2 months, Banana Pay every 6 months. The most recent releases landed on October 26, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | T | Banana Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (81 ratings)](https://appshunter.io/ios/app/t-plus/id1300716879/reviews)** | [3.7 (64 ratings)](https://appshunter.io/ios/app/banana-pay/id1634610654/reviews) |
| Number of ratings | **81** | 64 |
| Positive reviews | 31.3% of reviews | **41.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 6 months |
| Monetization | Free | Free |
| Size | 91 MB | 108 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [SomBank Ltd](https://appshunter.io/developer/1517449838) | [Banana Pay LLC](https://appshunter.io/developer/1339658812) |

## What reviewers say

### T

[App page](https://appshunter.io/ios/app/t-plus/id1300716879)

Manage your finances with a dedicated account for easy remittances and transactions. This convenient app lets you send money, make payments, and purchase goods and services.

**Highlights:** Remittance services, Financial transactions, Fund transfers, Withdrawals, Bill payments, Goods and services purchases

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Banana Pay

[App page](https://appshunter.io/ios/app/banana-pay/id1634610654)

Send money internationally with competitive exchange rates and low fees. This service specializes in same-day remittances and offers excellent customer support for your financial transactions.

**Highlights:** International money transfers, Competitive exchange rates, Low fees, Same-day remittances, Excellent customer service

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is T free?

T is free to download, with no in-app purchases.

### Is Banana Pay free?

Banana Pay is free to download, with no in-app purchases.

### Which has better reviews, T or Banana Pay?

T is rated higher. T averages 4.2 out of 5 from 81 ratings, while Banana Pay averages 3.7 from 64 ratings.

### Do T or Banana Pay have ads?

Neither T nor Banana Pay shows ads.

### Which is updated more often, T or Banana Pay?

T ships an update every 2 months, and Banana Pay every 6 months. Most recently, T was updated on October 26, 2026 and Banana Pay on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*