# Kviko vs mPBS

The clearest difference is rating: Kviko at 5.0 against mPBS's 2.0. Kviko also leads on update cadence (every 5 months vs every 48 months) and iOS requirement (13.0 vs 15.1). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kviko holds the better App Store score, 5.0 against 2.0. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

Kviko ships an update every 5 months, mPBS every 48 months. The most recent releases landed on September 30, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Kviko | mPBS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/kviko/id1301295074/reviews)** | [2.0 (2 ratings)](https://appshunter.io/ios/app/mpbs/id1572963502/reviews) |
| Number of ratings | 2 | 2 |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 months** | Every 48 months |
| Monetization | Free | Free |
| Size | 7 MB | 48 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BAMCARD d.d.](https://appshunter.io/developer/1301295073) | [Privredna banka Sarajevo dd Sarajevo](https://appshunter.io/developer/1572963504) |

## What reviewers say

### Kviko

[App page](https://appshunter.io/ios/app/kviko/id1301295074)

This app enables mobile money transfers using only the recipient's phone number. It offers secure cash withdrawals via QR codes at ATMs and direct account-to-account transfers. Additionally, it facilitates quick payments to merchants and mobile top-ups.

**Highlights:** Mobile money transfers via phone number, Cash withdrawals at ATMs using a code, Account-to-account transfers, QR code payments at merchants, Mobile top-ups

**Features:** macOS Compatibility

**In-app purchases:** none


### mPBS

[App page](https://appshunter.io/ios/app/mpbs/id1572963502)

Access your bank accounts 24/7 from any location with this mobile banking app. Manage accounts, pay bills, view statements, and check exchange rates easily. Designed for individuals with current accounts at the bank.

**Highlights:** 24/7 account access, View all bank accounts, Check credit debt, Manage cards, Pay bills, View exchange rates, Access statements

**In-app purchases:** none


## Frequently asked questions

### Is Kviko free?

Kviko is free to download, with no in-app purchases.

### Is mPBS free?

mPBS is free to download, with no in-app purchases.

### Which has better reviews, Kviko or mPBS?

Kviko is rated higher. Kviko averages 5.0 out of 5 from 2 ratings, while mPBS averages 2.0 from 2 ratings.

### Do Kviko or mPBS have ads?

Neither Kviko nor mPBS shows ads.

### Which is updated more often, Kviko or mPBS?

Kviko ships an update every 5 months, and mPBS every 48 months. Most recently, Kviko was updated on September 30, 2026 and mPBS on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*