# Kviko vs Cashguard

The clearest difference is in-app purchases: Kviko at none against Cashguard's 3. Cashguard's advantage is update cadence (every 3 days vs every 5 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Cashguard sells 3 in-app purchases, starting at $0.99 per 7 days. Kviko asks for nothing beyond the download.

Kviko ships an update every 5 months, Cashguard every 3 days. The most recent releases landed on October 16, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | Kviko | Cashguard |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/kviko/id1301295074/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 days** |
| Monetization | Free | — |
| Size | 7 MB | 44 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [BAMCARD d.d.](https://appshunter.io/developer/1301295073) | [HNIX INNOVATIONS PRIVATE LIMITED](https://appshunter.io/developer/1810891858) |

## What reviewers say

### Kviko

[App page](https://appshunter.io/ios/app/kviko/id1301295074)

This app enables mobile money transfers using only the recipient's phone number. It offers secure cash withdrawals via QR codes at ATMs and direct account-to-account transfers. Additionally, it facilitates quick payments to merchants and mobile top-ups.

**Highlights:** Mobile money transfers via phone number, Cash withdrawals at ATMs using a code, Account-to-account transfers, QR code payments at merchants, Mobile top-ups

**Features:** macOS Compatibility

**In-app purchases:** none


### Cashguard

[App page](https://appshunter.io/ios/app/cashguard-expense-tracker/id6747835018)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| CashGuard Weekly Pro | $0.99 | per 7 days |
| CashGuard Monthly Pro | $0.99 | per month |
| CashGuard Yearly Pro | $9.99 | per year |


## Frequently asked questions

### Is Kviko free?

Kviko is free to download, with no in-app purchases.

### Is Cashguard free?

Cashguard is free to download, with in-app purchases available.

### Do Kviko or Cashguard have ads?

Neither Kviko nor Cashguard shows ads.

### Which is updated more often, Kviko or Cashguard?

Kviko ships an update every 5 months, and Cashguard every 3 days. Most recently, Kviko was updated on October 16, 2026 and Cashguard on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*