# Kviko vs Naša Digital

The clearest difference is update cadence: Naša Digital at every 2 months against Kviko's every 5 months. Kviko's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kviko ships an update every 5 months, Naša Digital every 2 months. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Kviko | Naša Digital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/kviko/id1301295074/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 months** |
| Monetization | Free | — |
| Size | 7 MB | 12 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [BAMCARD d.d.](https://appshunter.io/developer/1301295073) | [NASA BANKA A.D. BANJA LUKA](https://appshunter.io/developer/1584971640) |

## What reviewers say

### Kviko

[App page](https://appshunter.io/ios/app/kviko/id1301295074)

This app enables mobile money transfers using only the recipient's phone number. It offers secure cash withdrawals via QR codes at ATMs and direct account-to-account transfers. Additionally, it facilitates quick payments to merchants and mobile top-ups.

**Highlights:** Mobile money transfers via phone number, Cash withdrawals at ATMs using a code, Account-to-account transfers, QR code payments at merchants, Mobile top-ups

**Features:** macOS Compatibility

**In-app purchases:** none


### Naša Digital

[App page](https://appshunter.io/ios/app/nasa-digital/id6781239392)

**In-app purchases:** none


## Frequently asked questions

### Is Kviko free?

Kviko is free to download, with no in-app purchases.

### Is Naša Digital free?

Naša Digital is free to download, with no in-app purchases.

### Do Kviko or Naša Digital have ads?

Neither Kviko nor Naša Digital shows ads.

### Which is updated more often, Kviko or Naša Digital?

Kviko ships an update every 5 months, and Naša Digital every 2 months. Most recently, Kviko was updated on November 4, 2026 and Naša Digital on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*