# Monetal vs Subscription tracker

The clearest difference is rating: Monetal at 4.9 against Subscription tracker's 4.2. Monetal also leads on review sentiment (88% vs 52%) and update cadence (every 2 weeks vs every 2 months). Subscription tracker's advantage is ratings volume (80 vs 19). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Monetal sells 5 in-app purchases, starting at $4.99 per month and Subscription tracker sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Monetal holds the better App Store score, 4.9 against 4.2. Both are backed by a comparable volume of ratings — 19 and 80 respectively. Written reviews point the same way: 88% of Monetal's written reviews are positive against 52% of Subscription tracker's.

Monetal ships an update every 2 weeks, Subscription tracker every 2 months. The most recent releases landed on October 19, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Monetal | Subscription tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (19 ratings)](https://appshunter.io/ios/app/monetal-sms-expense-tracker/id1302304930/reviews)** | [4.2 (80 ratings)](https://appshunter.io/ios/app/subscription-tracker-99subs/id6458591668/reviews) |
| Number of ratings | 19 | **80** |
| Positive reviews | **88.2% of reviews** | 52.2% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 24 MB | 23 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Ilya Krupko](https://appshunter.io/developer/1302304929) | [Arnas Petrusevicius](https://appshunter.io/developer/1844312922) |

## What reviewers say

### Monetal

[App page](https://appshunter.io/ios/app/monetal-sms-expense-tracker/id1302304930)

Effortlessly manage your finances with this ad-free expense tracker. Automatically parse transactions from SMS, track income, expenses, and debts across unlimited accounts. Features budgeting tools, detailed history, and cross-device sync for complete financial control.

**Highlights:** SMS transaction parsing, Add transactions in 3 taps, Track expenses, income, and debts, Unlimited multi-currency accounts, Budget planning tools, Cross-device data sync, No ads

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Month | $4.99 | per month |
| Premium Year | $9.99 | per year |
| Premium Year | $19.99 | per year |
| Premium Year | $29.99 | per year |
| Premium Forever | $49.99 | one-time |


### Subscription tracker

[App page](https://appshunter.io/ios/app/subscription-tracker-99subs/id6458591668)

This app helps you manage all your recurring payments in one place. Easily track subscriptions, get timely reminders before renewals, and see your total monthly spending to avoid surprise charges and save money.

**Highlights:** Track all recurring payments, Manage subscriptions easily, Get smart renewal alerts, View monthly spending totals, Add custom subscriptions, Track free trial end dates

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited access | $1.99 | per month |
| 1 year unlimited tracking | $8.99 | per year |
| Unlimited lifetime access | $19.99 | one-time |


## Frequently asked questions

### Is Monetal free?

Monetal is free to download, with in-app purchases available.

### Is Subscription tracker free?

Subscription tracker is free to download, with in-app purchases available.

### Which has better reviews, Monetal or Subscription tracker?

Monetal is rated higher. Monetal averages 4.9 out of 5 from 19 ratings, while Subscription tracker averages 4.2 from 80 ratings.

### Do Monetal or Subscription tracker have ads?

Neither Monetal nor Subscription tracker shows ads.

### Which is updated more often, Monetal or Subscription tracker?

Monetal ships an update every 2 weeks, and Subscription tracker every 2 months. Most recently, Monetal was updated on October 19, 2026 and Subscription tracker on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*