# Monetal vs Trackova

The clearest difference is in-app purchases: Trackova at none against Monetal's 10. Trackova also leads on device support (3 vs 1). On price, update cadence, ads and iOS requirement there is nothing between them.

Both are free to download. Monetal sells 3 in-app purchases, starting at $4.99 per month. Trackova asks for nothing beyond the download.

Monetal ships an update every 2 weeks, Trackova every 3 weeks. The most recent releases landed on November 2, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Monetal | Trackova |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (21 ratings)](https://appshunter.io/ios/app/monetal-sms-expense-tracker/id1302304930/reviews)** | — |
| Number of ratings | **21** | — |
| Positive reviews | 88.2% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 24 MB | 4 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Ilya Krupko](https://appshunter.io/developer/1302304929) | [XpWallet](https://appshunter.io/developer/1895709489) |

## What reviewers say

### Monetal

[App page](https://appshunter.io/ios/app/monetal-sms-expense-tracker/id1302304930)

Effortlessly manage your finances with this ad-free expense tracker. Automatically parse transactions from SMS, track income, expenses, and debts across unlimited accounts. Features budgeting tools, detailed history, and cross-device sync for complete financial control.

**Highlights:** SMS transaction parsing, Add transactions in 3 taps, Track expenses, income, and debts, Unlimited multi-currency accounts, Budget planning tools, Cross-device data sync, No ads

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Month | $4.99 | per month |
| Premium Year | $29.99 | per year |
| Premium Forever | $49.99 | one-time |


### Trackova

[App page](https://appshunter.io/ios/app/trackova-expense-tracker/id6764266125)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Monetal free?

Monetal is free to download, with in-app purchases available.

### Is Trackova free?

Trackova is free to download, with no in-app purchases.

### Do Monetal or Trackova have ads?

Neither Monetal nor Trackova shows ads.

### Which is updated more often, Monetal or Trackova?

Monetal ships an update every 2 weeks, and Trackova every 3 weeks. Most recently, Monetal was updated on November 2, 2026 and Trackova on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*