# Nivo vs UTB Secure Chat Hub

The clearest difference is update cadence: Nivo at every 2 weeks against UTB Secure Chat Hub's every 2 months. On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Nivo ships an update every 2 weeks, UTB Secure Chat Hub every 2 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Nivo | UTB Secure Chat Hub |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (3 ratings)](https://appshunter.io/ios/app/nivo/id1302369689/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 95.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 51 MB | 50 MB |
| Requires iOS | 16.6 | 16.6 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Nivo Solutions Limited](https://appshunter.io/developer/1302369687) | [United Trust Bank Ltd](https://appshunter.io/developer/1499334528) |

## What reviewers say

### Nivo

[App page](https://appshunter.io/ios/app/nivo/id1302369689)

Communicate securely with verified organizations like banks and lenders. Send messages, photos, videos, and files with confidence, knowing your conversations are encrypted and private. Complete transactions and share confidential information safely.

**Highlights:** Secure messaging, Send/receive messages, photos, videos, files, Verified organization identities, Encrypted and private communication, Confidential information sharing, Transaction completion

**Features:** Vision Pro support

**In-app purchases:** none


### UTB Secure Chat Hub

[App page](https://appshunter.io/ios/app/utb-secure-chat-hub/id1499334529)

Securely communicate with United Trust Bank. Upload files, e-sign documents, and perform facial recognition checks. Introducers can register, refer cases, and submit documentation.

**Highlights:** Secure communication, File uploads, E-signature, Facial recognition ID scan, Case referral, Document submission

**In-app purchases:** none


## Frequently asked questions

### Is Nivo free?

Nivo is free to download, with no in-app purchases.

### Is UTB Secure Chat Hub free?

UTB Secure Chat Hub is free to download, with no in-app purchases.

### Do Nivo or UTB Secure Chat Hub have ads?

Neither Nivo nor UTB Secure Chat Hub shows ads.

### Which is updated more often, Nivo or UTB Secure Chat Hub?

Nivo ships an update every 2 weeks, and UTB Secure Chat Hub every 2 months. Most recently, Nivo was updated on November 6, 2026 and UTB Secure Chat Hub on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*