# Beacon CCU vs SASMI HCRA

The clearest difference is review sentiment: SASMI HCRA at 69% against Beacon CCU's 14%. SASMI HCRA also leads on rating (4.8 vs 2.5) and ratings volume (157 vs 24). Beacon CCU's advantage is update cadence (every 2 months vs every 4 months) and iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SASMI HCRA holds the better App Store score, 4.8 against 2.5. That said, the two scores are not equally well evidenced: SASMI HCRA has 157 ratings behind it against 24, so its average is the more settled of the two. Written reviews point the same way: 14% of Beacon CCU's written reviews are positive against 69% of SASMI HCRA's.

Beacon CCU ships an update every 2 months, SASMI HCRA every 4 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | Beacon CCU | SASMI HCRA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.5 (24 ratings)](https://appshunter.io/ios/app/beacon-ccu/id1303452016/reviews) | **[4.8 (157 ratings)](https://appshunter.io/ios/app/sasmi-hcra/id1520044981/reviews)** |
| Number of ratings | 24 | **157** |
| Positive reviews | 14.3% of reviews | **68.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 42 MB | 29 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [BeaconCCU Mobile](https://appshunter.io/developer/719067019) | [SASMI Trust Fund](https://appshunter.io/developer/1520044983) |

## What reviewers say

### Beacon CCU

[App page](https://appshunter.io/ios/app/beacon-ccu/id1303452016)

Manage your finances on the go with this mobile banking application. Easily check balances, make transfers, pay bills, and deposit checks securely. Find nearby branches and ATMs with integrated location services.

**Highlights:** Real-time transaction history, Account transfers and scheduling, Bill pay and check ordering, Remote check deposit, Pay a person feature, Branch and ATM locator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SASMI HCRA

[App page](https://appshunter.io/ios/app/sasmi-hcra/id1520044981)

Easily manage your health benefit account on the go. Quickly check balances, view account details, and submit claims with attached receipts. This secure app provides real-time access to your important HCRA information.

**Highlights:** Check available balances 24/7, Access account details, View account summary charts, Submit medical HCRA claims, Submit receipts via photo, Report lost or stolen debit cards

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Beacon CCU free?

Beacon CCU is free to download, with no in-app purchases.

### Is SASMI HCRA free?

SASMI HCRA is free to download, with no in-app purchases.

### Which has better reviews, Beacon CCU or SASMI HCRA?

SASMI HCRA is rated higher. Beacon CCU averages 2.5 out of 5 from 24 ratings, while SASMI HCRA averages 4.8 from 157 ratings.

### Do Beacon CCU or SASMI HCRA have ads?

Neither Beacon CCU nor SASMI HCRA shows ads.

### Which is updated more often, Beacon CCU or SASMI HCRA?

Beacon CCU ships an update every 2 months, and SASMI HCRA every 4 months. Most recently, Beacon CCU was updated on October 24, 2026 and SASMI HCRA on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*