# Hedvig vs Lova

The clearest difference is rating: Lova at 4.6 against Hedvig's 3.9. Lova also leads on review sentiment (17% vs 0%) and monetization model (free vs ad-supported). Hedvig's advantage is update cadence (weekly vs monthly). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Lova holds the better App Store score, 4.6 against 3.9. Both are backed by a comparable volume of ratings — 32 and 159 respectively. Written reviews point the same way: 0% of Hedvig's written reviews are positive against 17% of Lova's.

Hedvig ships an update weekly, Lova monthly. Both last shipped on October 24, 2026.

## The numbers

| Metric | Hedvig | Lova |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (32 ratings)](https://appshunter.io/ios/app/hedvig/id1303668531/reviews) | **[4.6 (159 ratings)](https://appshunter.io/ios/app/lova/id1442553810/reviews)** |
| Number of ratings | 32 | **159** |
| Positive reviews | 0.0% of reviews | **16.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Monthly |
| Monetization | Ad-supported | **Free** |
| Size | 114 MB | 92 MB |
| Requires iOS | 16.0 | **15.5** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Hedvig Forsakring AB](https://appshunter.io/developer/1814920110) | [Instant Systems Sweden AB](https://appshunter.io/developer/1057939435) |

## What reviewers say

### Hedvig

[App page](https://appshunter.io/ios/app/hedvig/id1303668531)

Manage your insurance policies, file claims instantly, and get quick compensation decisions. You can also update your account details and chat with the support team for immediate assistance. Becoming a member takes just 3 minutes.

**Highlights:** File claims instantly, Manage insurance policies, Update account details, Chat with support team, Get compensation decisions, Choose charity for surplus

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Lova

[App page](https://appshunter.io/ios/app/lova/id1442553810)

Securely add your credit or debit cards to make payments at supported merchants and vending machines. This app offers a convenient way to replace your physical wallet for seamless transactions.

**Highlights:** Securely add credit/debit cards, Pay at supported merchants, Pay at vending machines, Replace physical wallet, Simple transaction performance

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Hedvig free?

Hedvig is free to download, with no in-app purchases.

### Is Lova free?

Lova is free to download, with no in-app purchases.

### Which has better reviews, Hedvig or Lova?

Lova is rated higher. Hedvig averages 3.9 out of 5 from 32 ratings, while Lova averages 4.6 from 159 ratings.

### Do Hedvig or Lova have ads?

Neither Hedvig nor Lova shows ads.

### Which is updated more often, Hedvig or Lova?

Hedvig ships an update weekly, and Lova monthly. Most recently, Hedvig was updated on October 24, 2026 and Lova on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*