# Optum Financial vs Paycheck Calculator US Net Pay

The clearest difference is in-app purchases: Optum Financial at none against Paycheck Calculator US Net Pay's 2. On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Paycheck Calculator US Net Pay sells 2 in-app purchases, starting at $3.99 per 7 days. Optum Financial asks for nothing beyond the download.

## The numbers

| Metric | Optum Financial | Paycheck Calculator US Net Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (29K ratings)](https://appshunter.io/ios/app/optum-financial/id1303691237/reviews)** | — |
| Number of ratings | **29K** | — |
| Positive reviews | 53.4% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | — |
| Monetization | Free | — |
| Size | 24 MB | 3 MB |
| Requires iOS | **16.6** | 17.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Optum Inc.](https://appshunter.io/developer/1133706680) | [Alex Gameli Heyman](https://appshunter.io/developer/1529812783) |

## What reviewers say

### Optum Financial

[App page](https://appshunter.io/ios/app/optum-financial/id1303691237)

Easily manage and pay for healthcare expenses on the go. Features include receipt capture, e-sign dependent care certification, and access to account details, transaction history, and balances for maximum control over your healthcare finances.

**Highlights:** Manage benefit accounts, View balances and transaction history, Pay providers or reimburse yourself, View and manage claims, Capture and upload documentation, Live customer care via mobile chat

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient mobile experience
- 💳 Ability to pay providers directly
- 📂 Straightforward claim submission
- 💰 Helpful for managing medical expenses

**What reviewers complain about**

- 🐛 Buggy document upload and submission
- 🤔 Lack of explanations for claim rejections
- 🕰️ Slow processing and response times
- 🔍 Unintuitive navigation and UI
- 🤖 Poor customer service and support

**Reported bugs**

- Blank screens and app crashes
- Inconsistent behavior with photo uploads
- Login and account access issues
- Incorrect or missing account balance information
- Inability to add new documentation to existing claims

**Requested features**

- Ability to save provider information
- Option to submit multiple claims at once
- Automatic reimbursement based on insurance EOBs
- Clearer communication on claim status and issues
- Improved search and filtering for transactions


### Paycheck Calculator US Net Pay

[App page](https://appshunter.io/ios/app/paycheck-calculator-us-net-pay/id6801854256)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Pro | $3.99 | per 7 days |
| Lifetime | $14.99 | one-time |


## Frequently asked questions

### Is Optum Financial free?

Optum Financial is free to download, with no in-app purchases.

### Is Paycheck Calculator US Net Pay free?

Paycheck Calculator US Net Pay is free to download, with in-app purchases available.

### Do Optum Financial or Paycheck Calculator US Net Pay have ads?

Neither Optum Financial nor Paycheck Calculator US Net Pay shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*