# Linxus CU vs DSPFCU Total Access

The clearest difference is update cadence: DSPFCU Total Access at monthly against Linxus CU's every 9 months. Linxus CU's advantage is iOS requirement (16.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Linxus CU ships an update every 9 months, DSPFCU Total Access monthly. Both last shipped on October 18, 2026.

## The numbers

| Metric | Linxus CU | DSPFCU Total Access |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (842 ratings)](https://appshunter.io/ios/app/dspfcu-total-access/id1578917635/reviews)** |
| Number of ratings | — | **842** |
| Positive reviews | — | 90.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Monthly** |
| Monetization | — | Free with in-app purchases |
| Size | 33 MB | 197 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Linxus Credit Union](https://appshunter.io/developer/1304662061) | [DE State Police FCU](https://appshunter.io/developer/422867469) |

## What reviewers say

### Linxus CU

[App page](https://appshunter.io/ios/app/linxus-cu/id1304662062)

**Features:** macOS Compatibility

**In-app purchases:** none


### DSPFCU Total Access

[App page](https://appshunter.io/ios/app/dspfcu-total-access/id1578917635)

Manage your finances with this personal financial advocate. Organize transactions with tags and notes, set balance alerts, make payments, and transfer money. Deposit checks, manage debit cards, and find branches and ATMs easily.

**Highlights:** Organize transactions with tags, notes, and receipt photos, Set balance alerts, Make payments to companies and friends, Transfer money between accounts, Deposit checks via photo, Manage debit cards (reorder/turn off), View and save monthly statements

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Linxus CU free?

Linxus CU is free to download, with no in-app purchases.

### Is DSPFCU Total Access free?

DSPFCU Total Access is free to download, with no in-app purchases.

### Do Linxus CU or DSPFCU Total Access have ads?

Neither Linxus CU nor DSPFCU Total Access shows ads.

### Which is updated more often, Linxus CU or DSPFCU Total Access?

Linxus CU ships an update every 9 months, and DSPFCU Total Access monthly. Most recently, Linxus CU was updated on October 18, 2026 and DSPFCU Total Access on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*