# Linxus CU vs American Commerce

The clearest difference is update cadence: American Commerce at monthly against Linxus CU's every 9 months. Linxus CU's advantage is iOS requirement (16.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Linxus CU ships an update every 9 months, American Commerce monthly. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Linxus CU | American Commerce |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.9 (274 ratings)](https://appshunter.io/ios/app/american-commerce/id1599579220/reviews)** |
| Number of ratings | — | **274** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Monthly** |
| Monetization | — | Ad-supported |
| Size | 33 MB | 197 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Linxus Credit Union](https://appshunter.io/developer/1304662061) | [American Commerce Bank, National Association](https://appshunter.io/developer/1039021084) |

## What reviewers say

### Linxus CU

[App page](https://appshunter.io/ios/app/linxus-cu/id1304662062)

**Features:** macOS Compatibility

**In-app purchases:** none


### American Commerce

[App page](https://appshunter.io/ios/app/american-commerce/id1599579220)

Manage your finances with this secure app. Organize transactions with tags and photos, set balance alerts, and make payments. Deposit checks, manage debit cards, and aggregate accounts all in one place.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks with photos, Manage debit cards, Aggregate financial accounts, Secure with passcode or biometrics

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Linxus CU free?

Linxus CU is free to download, with no in-app purchases.

### Is American Commerce free?

American Commerce is free to download, with no in-app purchases.

### Do Linxus CU or American Commerce have ads?

Neither Linxus CU nor American Commerce shows ads.

### Which is updated more often, Linxus CU or American Commerce?

Linxus CU ships an update every 9 months, and American Commerce monthly. Most recently, Linxus CU was updated on October 26, 2026 and American Commerce on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*