# Paynet vs Zoomrad

Paynet and Zoomrad both sit at 4.6 stars, but that hides the real split: 43% of Paynet's written reviews are positive against 24% of Zoomrad's. Paynet also leads on device support (3 vs 1). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Zoomrad holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 195 and 346 respectively. Written reviews complicate that: 43% of Paynet's written reviews are positive against 24% of Zoomrad's, so the app with the better star average is not the one people write more warmly about.

Paynet ships an update every 2 weeks, Zoomrad fortnightly. The most recent releases landed on October 26, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Paynet | Zoomrad |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (195 ratings)](https://appshunter.io/ios/app/paynet/id1307888692/reviews) | **[4.8 (346 ratings)](https://appshunter.io/ios/app/zoomrad/id1522419775/reviews)** |
| Number of ratings | 195 | **346** |
| Positive reviews | **42.5% of reviews** | 24.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 201 MB | 222 MB |
| Requires iOS | **15.5** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [JV Paynet LLC](https://appshunter.io/developer/1307888691) | [Aloqabank ATB](https://appshunter.io/developer/1412715300) |

## What reviewers say

### Paynet

[App page](https://appshunter.io/ios/app/paynet/id1307888692)

This app allows users to top up balances, make payments, transfer funds, and store money. It supports card-to-card transfers, payments for over 1000 services, checking bank card balances, and tracking expenses through payment history.

**Highlights:** Card-to-card money transfers, Payments for over 1000 services, Check bank card balances, Track expenses via payment history, Top up balances

**Features:** macOS Compatibility

**In-app purchases:** none


### Zoomrad

[App page](https://appshunter.io/ios/app/zoomrad/id1522419775)

Manage your finances with this all-in-one app. It offers microloans, high-interest savings, and convenient payment options for services and transit. Track your finances in real-time with a modern, user-friendly interface.

**Highlights:** Microloans, High-interest deposits, Service payments, Transit payments, Credit ban, Real-time tracking

**In-app purchases:** none


## Frequently asked questions

### Is Paynet free?

Paynet is free to download, with no in-app purchases.

### Is Zoomrad free?

Zoomrad is free to download, with no in-app purchases.

### Which has better reviews, Paynet or Zoomrad?

Zoomrad is rated higher. Paynet averages 4.6 out of 5 from 195 ratings, while Zoomrad averages 4.8 from 346 ratings.

### Do Paynet or Zoomrad have ads?

Neither Paynet nor Zoomrad shows ads.

### Which is updated more often, Paynet or Zoomrad?

Paynet ships an update every 2 weeks, and Zoomrad fortnightly. Most recently, Paynet was updated on October 26, 2026 and Zoomrad on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*