# Paynet vs Hamkor・онлайн банк Узбекистана

The clearest difference is rating: Paynet at 4.6 against Hamkor・онлайн банк Узбекистана's 3.7. Paynet also leads on ratings volume (203 vs 61). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Paynet holds the better App Store score, 4.6 against 3.7. Both are backed by a comparable volume of ratings — 203 and 61 respectively. Written reviews point the same way: 43% of Paynet's written reviews are positive against 40% of Hamkor・онлайн банк Узбекистана's.

Paynet ships an update every 2 weeks, Hamkor・онлайн банк Узбекистана fortnightly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Paynet | Hamkor・онлайн банк Узбекистана |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (203 ratings)](https://appshunter.io/ios/app/paynet/id1307888692/reviews)** | [3.7 (61 ratings)](https://appshunter.io/ios/app/hamkor/id1602323485/reviews) |
| Number of ratings | **203** | 61 |
| Positive reviews | **42.5% of reviews** | 40.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 201 MB | 195 MB |
| Requires iOS | 15.5 | 15.5.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [JV Paynet LLC](https://appshunter.io/developer/1307888691) | [АКБ "Хамкорбанк"](https://appshunter.io/developer/1219223014) |

## What reviewers say

### Paynet

[App page](https://appshunter.io/ios/app/paynet/id1307888692)

This app allows users to top up balances, make payments, transfer funds, and store money. It supports card-to-card transfers, payments for over 1000 services, checking bank card balances, and tracking expenses through payment history.

**Highlights:** Card-to-card money transfers, Payments for over 1000 services, Check bank card balances, Track expenses via payment history, Top up balances

**Features:** macOS Compatibility

**In-app purchases:** none


### Hamkor・онлайн банк Узбекистана

[App page](https://appshunter.io/ios/app/hamkor/id1602323485)

This financial app serves as your digital banking assistant, offering features like free card issuance, commission-free transfers within limits, account management, and currency exchange rates. It also helps locate branches and ATMs.

**Highlights:** Free debit and Visa card issuance, Commission-free card-to-card transfers, Account, deposit, and loan balance information, Transaction history tracking, Currency exchange rate monitoring, Branch and ATM locator

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Paynet free?

Paynet is free to download, with no in-app purchases.

### Is Hamkor・онлайн банк Узбекистана free?

Hamkor・онлайн банк Узбекистана is free to download, with no in-app purchases.

### Which has better reviews, Paynet or Hamkor・онлайн банк Узбекистана?

Paynet is rated higher. Paynet averages 4.6 out of 5 from 203 ratings, while Hamkor・онлайн банк Узбекистана averages 3.7 from 61 ratings.

### Do Paynet or Hamkor・онлайн банк Узбекистана have ads?

Neither Paynet nor Hamkor・онлайн банк Узбекистана shows ads.

### Which is updated more often, Paynet or Hamkor・онлайн банк Узбекистана?

Paynet ships an update every 2 weeks, and Hamkor・онлайн банк Узбекистана fortnightly. Most recently, Paynet was updated on November 6, 2026 and Hamkor・онлайн банк Узбекистана on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*