# 积财金融 vs 房贷计算器

The clearest difference is price: 积财金融 at Free against 房贷计算器's $1.99. 积财金融 also leads on in-app purchases (none vs 1) and iOS requirement (8.0 vs 12). 房贷计算器's advantage is device support.

积财金融 is free to download; 房贷计算器 costs $1.99 up front. 房贷计算器 sells 1 one-off in-app purchase. 积财金融 asks for nothing beyond the download.

## The numbers

| Metric | 积财金融 | 房贷计算器 |
| --- | --- | --- |
| Price | **Free** | $1.99 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | — | No |
| Update frequency | — | Every 3 weeks |
| Monetization | — | Paid |
| Size | 29 MB | 27 MB |
| Requires iOS | **8.0** | 12 |
| Devices | — | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [Hangzhou Shan Fu Technology Co., Ltd.](https://appshunter.io/developer/1365363551) | [NAICAI LI](https://appshunter.io/developer/576183183) |

## What reviewers say

### 积财金融

[App page](https://appshunter.io/ios/app/18/id1308113982)

**In-app purchases:** none


### 房贷计算器

[App page](https://appshunter.io/ios/app/2026/id6748517778)

This professional tool simplifies mortgage calculations for various loan types, including commercial, provident fund, and combined loans. It supports different repayment methods and provides detailed monthly payment, interest, and principal information based on real-time interest rates.

**Highlights:** Calculates commercial, provident fund, and combined loans, Supports equal principal and interest repayment methods, Provides monthly payment, interest, and principal details, Updates with latest central bank interest rates, Simple and intuitive user interface

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| VIP Premium Member | $0.99 | one-time |


## Frequently asked questions

### Is 积财金融 free?

积财金融 is free to download, with no in-app purchases.

### Is 房贷计算器 free?

房贷计算器 costs $1.99, and also offers in-app purchases.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*