# App Scotia vs Consorcio

The clearest difference is review sentiment: App Scotia at 31% against Consorcio's 0%. App Scotia also leads on rating (4.9 vs 4.6) and ratings volume (1.1K vs 49). Consorcio's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

App Scotia holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: App Scotia has 1.1K ratings behind it against 49, so its average is the more settled of the two. Written reviews point the same way: 31% of App Scotia's written reviews are positive against 0% of Consorcio's.

App Scotia ships an update every 5 weeks, Consorcio every 3 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | App Scotia | Consorcio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (1.1K ratings)](https://appshunter.io/ios/app/app-scotia/id1309863707/reviews)** | [4.6 (49 ratings)](https://appshunter.io/ios/app/consorcio/id1615374615/reviews) |
| Number of ratings | **1.1K** | 49 |
| Positive reviews | **30.6% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 492 MB | 45 MB |
| Requires iOS | 15.0 | **14.7** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Scotiabank Chile](https://appshunter.io/developer/1110467870) | [Banco Consorcio](https://appshunter.io/developer/1155550035) |

## What reviewers say

### App Scotia

[App page](https://appshunter.io/ios/app/app-scotia/id1309863707)

Manage your finances securely and quickly with this mobile banking application. Access account balances, make transfers, pay credit cards, and explore investment options. Designed for ease of use and top-tier security.

**Highlights:** Consult account balances and transactions, Perform third-party transfers, Approve transfers with KeyPass or Scotiapass, Pay national and international credit cards, Review transfer receipts, Invest with SMART

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Consorcio

[App page](https://appshunter.io/ios/app/consorcio/id1615374615)

Manage your banking and insurance information in one secure place with a new, intuitive design. Access online banking features like transfers, balance checks, and credit payments. Enjoy a simplified and secure experience for all your financial needs.

**Highlights:** Online banking access, Insurance management, Bank transfers, Balance and transaction inquiries, Credit payments

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is App Scotia free?

App Scotia is free to download, with no in-app purchases.

### Is Consorcio free?

Consorcio is free to download, with no in-app purchases.

### Which has better reviews, App Scotia or Consorcio?

App Scotia is rated higher. App Scotia averages 4.9 out of 5 from 1.1K ratings, while Consorcio averages 4.6 from 49 ratings.

### Do App Scotia or Consorcio have ads?

Neither App Scotia nor Consorcio shows ads.

### Which is updated more often, App Scotia or Consorcio?

App Scotia ships an update every 5 weeks, and Consorcio every 3 weeks. Most recently, App Scotia was updated on October 26, 2026 and Consorcio on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*