# If Mobile Baltics vs Jool Pay

The clearest difference is rating: Jool Pay at 5.0 against If Mobile Baltics's 1.0. Jool Pay also leads on iOS requirement (15.1 vs 17.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Jool Pay holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

If Mobile Baltics ships an update every 5 weeks, Jool Pay monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | If Mobile Baltics | Jool Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (2 ratings)](https://appshunter.io/ios/app/if-mobile-baltics/id1310371910/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/jool-pay/id1668861657/reviews)** |
| Number of ratings | **2** | 1 |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 210 MB | 41 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [If P&C Insurance AS](https://appshunter.io/developer/1310371909) | [Jool Pay](https://appshunter.io/developer/1668861659) |

## What reviewers say

### If Mobile Baltics

[App page](https://appshunter.io/ios/app/if-mobile-baltics/id1310371910)

Manage all your insurance policies in one app. View details, find services, purchase new coverage, and submit claims conveniently. Upload documents, track claim progress, and monitor your health insurance balance securely.

**Highlights:** View insurance policies, Find insurance services, Purchase new insurance, File insurance claims, Upload documents and photos, Track claim updates, Monitor health insurance balance

**Features:** Vision Pro support

**In-app purchases:** none


### Jool Pay

[App page](https://appshunter.io/ios/app/jool-pay/id1668861657)

This app streamlines cashless tipping for hospitality staff, allowing customers to easily send tips via QR code. Businesses benefit from a free, smart tip collection platform, while staff receive instant e-wallet transfers.

**Highlights:** Cashless tipping for staff, QR code payment integration, Instant e-wallet transfers, Free for businesses, Smart tip collection, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is If Mobile Baltics free?

If Mobile Baltics is free to download, with no in-app purchases.

### Is Jool Pay free?

Jool Pay is free to download, with no in-app purchases.

### Which has better reviews, If Mobile Baltics or Jool Pay?

Jool Pay is rated higher. If Mobile Baltics averages 1.0 out of 5 from 2 ratings, while Jool Pay averages 5.0 from 1 ratings.

### Do If Mobile Baltics or Jool Pay have ads?

Neither If Mobile Baltics nor Jool Pay shows ads.

### Which is updated more often, If Mobile Baltics or Jool Pay?

If Mobile Baltics ships an update every 5 weeks, and Jool Pay monthly. Most recently, If Mobile Baltics was updated on November 2, 2026 and Jool Pay on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*