# Pronto Insurance vs H

The clearest difference is rating: H at 4.9 against Pronto Insurance's 1.4. H also leads on ratings volume (9.6K vs 16) and review sentiment (33% vs 9%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

H holds the better App Store score, 4.9 against 1.4. That said, the two scores are not equally well evidenced: H has 9.6K ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 9% of Pronto Insurance's written reviews are positive against 33% of H's.

Pronto Insurance ships an update every 3 months, H every 5 weeks. The most recent releases landed on October 24, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Pronto Insurance | H |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.4 (16 ratings)](https://appshunter.io/ios/app/pronto-insurance/id1310791664/reviews) | **[4.9 (9.6K ratings)](https://appshunter.io/ios/app/h-e-b-debit/id1514744431/reviews)** |
| Number of ratings | 16 | **9.6K** |
| Positive reviews | 8.9% of reviews | **32.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 116 MB | 53 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Pronto Insurance](https://appshunter.io/developer/1310791663) | [Netspend Corporation](https://appshunter.io/developer/381397907) |

## What reviewers say

### Pronto Insurance

[App page](https://appshunter.io/ios/app/pronto-insurance/id1310791664)

Manage your Texas car insurance policy quickly and easily. Quote, buy, view policy details, pay bills, and report claims. Available in English and Spanish for policyholders.

**Highlights:** Quote and buy car insurance, View policy details and documents, Pay bills and manage payments, Renew or reinstate policies, Report a claim, Find a local agent, Available in English and Spanish

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface (when it works)
- 👍 Works better than the website
- 👍 Easy interface
- 👍 Time saver

**What reviewers complain about**

- 🐛 App keeps crashing
- 🐛 App not loading policy information
- 🐛 Unable to make payments
- 🐛 App is useless
- 🐛 Takes too long to load

**Reported bugs**

- App keeps crashing on login
- App not loading policy information for months
- App not functional for payments
- App rarely works
- Takes too long to load

**Requested features**

- Fix the app
- Make the app functional and user-friendly
- Update the app
- Fix the issues with signing in and policy selection
- Fix the app so payments can be made


### H

[App page](https://appshunter.io/ios/app/h-e-b-debit/id1514744431)

This debit account offers Texans a convenient way to pay, with benefits like 5% cash back on store brand products and no monthly fees. It also provides overdraft protection and faster access to funds through direct deposit.

**Highlights:** 5% cash back on H-E-B brand products, No monthly account maintenance fee, Purchase Cushion up to $20, Access funds up to 2 days faster, Free cash withdrawals at H-E-B ATMs, Add funds at no cost at H-E-B locations

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 💳 Great cash back on HEB products
- 🏦 Useful for those without regular bank accounts
- 🇹🇽 Convenient for Texas residents

**What reviewers complain about**

- 🐛 Buggy app with frequent issues
- 🤖 Poor customer service, often outsourced
- 🔒 Difficulty linking bank accounts and adding funds
- 💳 Limited functionality compared to regular debit cards

**Reported bugs**

- App crashes and freezes
- Deposit and transfer failures
- Incorrect transaction reporting

**Requested features**

- Link to mobile wallets like Apple Pay
- Improved deposit and transfer options
- Overdraft protection


## Frequently asked questions

### Is Pronto Insurance free?

Pronto Insurance is free to download, with no in-app purchases.

### Is H free?

H is free to download, with no in-app purchases.

### Which has better reviews, Pronto Insurance or H?

H is rated higher. Pronto Insurance averages 1.4 out of 5 from 16 ratings, while H averages 4.9 from 9.6K ratings.

### Do Pronto Insurance or H have ads?

Neither Pronto Insurance nor H shows ads.

### Which is updated more often, Pronto Insurance or H?

Pronto Insurance ships an update every 3 months, and H every 5 weeks. Most recently, Pronto Insurance was updated on October 24, 2026 and H on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*