# UPayments vs XPAY Collection

The clearest difference is update cadence: XPAY Collection at every 2 weeks against UPayments's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UPayments ships an update monthly, XPAY Collection every 2 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | UPayments | XPAY Collection |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (447 ratings)](https://appshunter.io/ios/app/upayments/id1311356029/reviews)** | — |
| Number of ratings | **447** | — |
| Positive reviews | 70.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 69 MB | 69 MB |
| Requires iOS | 13.4 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [UPAYMENTS COMPANY W.L.L.](https://appshunter.io/developer/1105915026) | [XPay Collection Electronic Payment And Settlement Systems Co](https://appshunter.io/developer/1573912519) |

## What reviewers say

### UPayments

[App page](https://appshunter.io/ios/app/upayments/id1311356029)

This app offers a comprehensive fintech solution for merchants, enabling them to manage finances, create custom online stores, track sales, and process payments. It also includes features for managing bookings, deliveries, and multiple store branches.

**Highlights:** Invoice creation, Real-time balance and revenue tracking, Customizable online store creation, Sales dashboard and analytics, Multiple payment method integration, Discount and coupon management, Delivery and booking management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### XPAY Collection

[App page](https://appshunter.io/ios/app/xpay-collection/id1573912517)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is UPayments free?

UPayments is free to download, with no in-app purchases.

### Is XPAY Collection free?

XPAY Collection is free to download, with no in-app purchases.

### Do UPayments or XPAY Collection have ads?

Neither UPayments nor XPAY Collection shows ads.

### Which is updated more often, UPayments or XPAY Collection?

UPayments ships an update monthly, and XPAY Collection every 2 weeks. Most recently, UPayments was updated on November 6, 2026 and XPAY Collection on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*