# UPayments vs SiDi

UPayments and SiDi both sit at 4.7 stars, but that hides the real split: 70% of UPayments's written reviews are positive against 35% of SiDi's. UPayments also leads on iOS requirement (13.4 vs 15.6). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for UPayments against 4.6 for SiDi. Both are backed by a comparable volume of ratings — 443 and 754 respectively. Written reviews are what separate them: 70% of UPayments's written reviews are positive against 35% of SiDi's.

Both ship on a similar rhythm, roughly monthly. Both last shipped on October 15, 2026.

## The numbers

| Metric | UPayments | SiDi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (443 ratings)](https://appshunter.io/ios/app/upayments/id1311356029/reviews)** | [4.6 (754 ratings)](https://appshunter.io/ios/app/sidi/id1580907061/reviews) |
| Number of ratings | 443 | **754** |
| Positive reviews | **70.0% of reviews** | 35.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 69 MB | 324 MB |
| Requires iOS | **13.4** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UPAYMENTS COMPANY W.L.L.](https://appshunter.io/developer/1105915026) | [Warba Bank](https://appshunter.io/developer/925349050) |

## What reviewers say

### UPayments

[App page](https://appshunter.io/ios/app/upayments/id1311356029)

This app offers a comprehensive fintech solution for merchants, enabling them to manage finances, create custom online stores, track sales, and process payments. It also includes features for managing bookings, deliveries, and multiple store branches.

**Highlights:** Invoice creation, Real-time balance and revenue tracking, Customizable online store creation, Sales dashboard and analytics, Multiple payment method integration, Discount and coupon management, Delivery and booking management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SiDi

[App page](https://appshunter.io/ios/app/sidi/id1580907061)

This app offers migrant workers in Kuwait a secure and easy way to manage their finances online. Open accounts, send money internationally for free, and pay bills from your phone, avoiding traditional banking hassles.

**Highlights:** Free account opening, Free debit card delivery, Free super transfers, Wallet-to-wallet transfers, Western Union transfers, Free mobile bill payment

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UPayments free?

UPayments is free to download, with no in-app purchases.

### Is SiDi free?

SiDi is free to download, with no in-app purchases.

### Which has better reviews, UPayments or SiDi?

UPayments is rated higher. UPayments averages 4.7 out of 5 from 443 ratings, while SiDi averages 4.6 from 754 ratings.

### Do UPayments or SiDi have ads?

Neither UPayments nor SiDi shows ads.

### Which is updated more often, UPayments or SiDi?

UPayments ships an update monthly, and SiDi monthly. Most recently, UPayments was updated on October 15, 2026 and SiDi on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*