# Lotuswise vs SJP

The clearest difference is review sentiment: Lotuswise at 100% against SJP's 17%. Lotuswise also leads on iOS requirement (11.0 vs 17.0). SJP's advantage is update cadence (every 2 months vs every 8 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Lotuswise ships an update every 8 months, SJP every 2 months. The most recent releases landed on October 22, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Lotuswise | SJP |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | **100.0% of reviews** | 17.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 33 MB | 116 MB |
| Requires iOS | **11.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Lotuswise Financial Management Limited](https://appshunter.io/developer/1556826910) | [St. James's Place](https://appshunter.io/developer/1603646084) |

## What reviewers say

### Lotuswise

[App page](https://appshunter.io/ios/app/lotuswise/id1311381846)

This app provides financial management and business consulting services for small businesses. It offers solutions for compliance, cloud accounting, bookkeeping, and part-time finance director roles, leveraging technology for growth.

**Highlights:** Tax and Accounts Compliance, Cloud Accounting Specialists, Bookkeeping Solutions, Management Accounting, Part-time Finance Director Services, Business & Tax Advisory, Mileage Tracker Module

**Features:** macOS Compatibility

**In-app purchases:** none


### SJP

[App page](https://appshunter.io/ios/app/sjp/id1608216081)

Manage your investments with a secure and user-friendly mobile application. Track the performance of your pension, ISAs, and bonds, view current investment values, and access expert insights and personal documents.

**Highlights:** Biometric sign-in, Real-time investment values, Performance tracking (pension, ISAs, bonds), Fund breakdown details, Expert insights, Personal document library

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Lotuswise free?

Lotuswise is free to download, with no in-app purchases.

### Is SJP free?

SJP is free to download, with no in-app purchases.

### Do Lotuswise or SJP have ads?

Neither Lotuswise nor SJP shows ads.

### Which is updated more often, Lotuswise or SJP?

Lotuswise ships an update every 8 months, and SJP every 2 months. Most recently, Lotuswise was updated on October 22, 2026 and SJP on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
