# PCNB Mobile vs PCSB One

The clearest difference is review sentiment: PCSB One at 67% against PCNB Mobile's 0%. PCSB One also leads on ads (none vs shown) and rating (4.8 vs 4.5). PCNB Mobile's advantage is monetization model (ad-supported vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PCSB One holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 48 and 223 respectively. Written reviews point the same way: 0% of PCNB Mobile's written reviews are positive against 67% of PCSB One's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 6, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | PCNB Mobile | PCSB One |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (48 ratings)](https://appshunter.io/ios/app/pcnb-mobile/id1313028511/reviews) | **[4.8 (223 ratings)](https://appshunter.io/ios/app/pcsb-one-touch-banking/id6449720079/reviews)** |
| Number of ratings | 48 | **223** |
| Positive reviews | 0.0% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | Monthly |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 158 MB | 173 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Putnam County National Bank](https://appshunter.io/developer/1313028510) | [Putnam County State Bank](https://appshunter.io/developer/1064581083) |

## What reviewers say

### PCNB Mobile

[App page](https://appshunter.io/ios/app/pcnb-mobile/id1313028511)

Aggregate all your financial accounts, including those from other institutions, into a single, up-to-the-minute view. Stay organized and make smarter financial decisions with fast, secure tools to manage your personal finances.

**Highlights:** Multi-account aggregation, Transaction history and spending averages, Customizable alerts and notifications, Add tags, notes, and images to transactions, ATM and branch locator, Direct customer service contact

**Features:** Apple Wallet

**In-app purchases:** none


### PCSB One

[App page](https://appshunter.io/ios/app/pcsb-one-touch-banking/id6449720079)

Manage your finances with this personal banking app. Organize transactions, set up alerts, make payments, transfer funds, and deposit checks remotely. Secure your account with a passcode or biometrics.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card control, View and save statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is PCNB Mobile free?

PCNB Mobile is free to download, with no in-app purchases.

### Is PCSB One free?

PCSB One is free to download, with no in-app purchases.

### Which has better reviews, PCNB Mobile or PCSB One?

PCSB One is rated higher. PCNB Mobile averages 4.5 out of 5 from 48 ratings, while PCSB One averages 4.8 from 223 ratings.

### Do PCNB Mobile or PCSB One have ads?

PCNB Mobile shows ads; PCSB One does not.

### Which is updated more often, PCNB Mobile or PCSB One?

PCNB Mobile ships an update monthly, and PCSB One monthly. Most recently, PCNB Mobile was updated on September 6, 2026 and PCSB One on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*