# PCNB Mobile vs MHV Digital Banking App

The clearest difference is review sentiment: MHV Digital Banking App at 45% against PCNB Mobile's 0%. MHV Digital Banking App also leads on ads (none vs shown) and ratings volume (1.4K vs 48). PCNB Mobile's advantage is update cadence (monthly vs every 5 months) and rating (4.5 vs 4.3). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PCNB Mobile holds the better App Store score, 4.5 against 4.3. That said, the two scores are not equally well evidenced: MHV Digital Banking App has 1.4K ratings behind it against 48, so its average is the more settled of the two. Written reviews complicate that: 0% of PCNB Mobile's written reviews are positive against 45% of MHV Digital Banking App's, so the app with the better star average is not the one people write more warmly about.

PCNB Mobile ships an update monthly, MHV Digital Banking App every 5 months. The most recent releases landed on September 6, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | PCNB Mobile | MHV Digital Banking App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (48 ratings)](https://appshunter.io/ios/app/pcnb-mobile/id1313028511/reviews)** | [4.3 (1.4K ratings)](https://appshunter.io/ios/app/mhv-digital-banking-app/id6480072164/reviews) |
| Number of ratings | 48 | **1.4K** |
| Positive reviews | 0.0% of reviews | **44.9% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Monthly** | Every 5 months |
| Monetization | Ad-supported | Ad-supported |
| Size | 158 MB | 33 MB |
| Requires iOS | 18.4 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Putnam County National Bank](https://appshunter.io/developer/1313028510) | [Mid-Hudson Valley FCU](https://appshunter.io/developer/489874761) |

## What reviewers say

### PCNB Mobile

[App page](https://appshunter.io/ios/app/pcnb-mobile/id1313028511)

Aggregate all your financial accounts, including those from other institutions, into a single, up-to-the-minute view. Stay organized and make smarter financial decisions with fast, secure tools to manage your personal finances.

**Highlights:** Multi-account aggregation, Transaction history and spending averages, Customizable alerts and notifications, Add tags, notes, and images to transactions, ATM and branch locator, Direct customer service contact

**Features:** Apple Wallet

**In-app purchases:** none


### MHV Digital Banking App

[App page](https://appshunter.io/ios/app/mhv-digital-banking-app/id6480072164)

Manage your finances with an enhanced digital banking app. It offers streamlined access and innovative features for easier and more efficient financial management.

**Highlights:** Enhanced digital banking, Streamlined access, Innovative features, Efficient financial management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💡 More user friendly

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Unreliable check deposit
- 🐛 Confusing navigation
- 🐛 Lack of important features
- 🐛 Buggy performance

**Reported bugs**

- Inability to make loan payments
- Frequent account lockouts
- Unresponsive customer support

**Requested features**

- Restore previous app functionality
- Improve app layout and user experience
- Ensure reliable check deposit and other core features


## Frequently asked questions

### Is PCNB Mobile free?

PCNB Mobile is free to download, with no in-app purchases.

### Is MHV Digital Banking App free?

MHV Digital Banking App is free to download, with no in-app purchases.

### Which has better reviews, PCNB Mobile or MHV Digital Banking App?

PCNB Mobile is rated higher. PCNB Mobile averages 4.5 out of 5 from 48 ratings, while MHV Digital Banking App averages 4.3 from 1.4K ratings.

### Do PCNB Mobile or MHV Digital Banking App have ads?

PCNB Mobile shows ads; MHV Digital Banking App does not.

### Which is updated more often, PCNB Mobile or MHV Digital Banking App?

PCNB Mobile ships an update monthly, and MHV Digital Banking App every 5 months. Most recently, PCNB Mobile was updated on September 6, 2026 and MHV Digital Banking App on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*