# Debt Control vs InDebt

The clearest difference is ratings volume: Debt Control at 32 against InDebt's 2. Debt Control also leads on iOS requirement (13.0 vs 18.6). InDebt's advantage is update cadence (monthly vs every 2 months). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Debt Control sells 3 one-off in-app purchases and InDebt sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.5 for Debt Control against 4.5 for InDebt. That said, the two scores are not equally well evidenced: Debt Control has 32 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 64% of Debt Control's written reviews are positive against 59% of InDebt's.

Debt Control ships an update every 2 months, InDebt monthly. The most recent releases landed on September 21, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | Debt Control | InDebt |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (32 ratings)](https://appshunter.io/ios/app/debt-control-payoff-planner/id1315617808/reviews) | [4.5 (2 ratings)](https://appshunter.io/ios/app/indebt/id1385708953/reviews) |
| Number of ratings | **32** | 2 |
| Positive reviews | **63.6% of reviews** | 58.8% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 23 MB | 29 MB |
| Requires iOS | **13.0** | 18.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [CleverPumpkin Ltd.](https://appshunter.io/developer/826318670) | [Sergei Volkov](https://appshunter.io/developer/1385708952) |

## What reviewers say

### Debt Control

[App page](https://appshunter.io/ios/app/debt-control-payoff-planner/id1315617808)

Manage all your debts and loans in one place. Track who owes you money and who you owe, with support for multiple currencies and payment reminders. View your debt history and get an overview of your financial commitments.

**Highlights:** Track money owed and borrowed, Support for multiple currencies, Payment period indication, Customizable reminders, Consolidated list of contacts and debts, Debt history log

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $0.99 | one-time |
| Premium | $2.99 | one-time |
| Premium | $4.99 | one-time |


### InDebt

[App page](https://appshunter.io/ios/app/indebt/id1385708953)

Manage personal debts with interest and penalty tracking. Supports all currencies and offers data backup. Get notifications for overdue payments and view historical data.

**Highlights:** Interest and penalty calculation, Support for any currency, Data backup and restore, Debt payment history, Total profit calculation, Exportable history, Overdue debt notifications

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Purchasing the full version | $4.99 | one-time |


## Frequently asked questions

### Is Debt Control free?

Debt Control is free to download, with in-app purchases available.

### Is InDebt free?

InDebt is free to download, with in-app purchases available.

### Which has better reviews, Debt Control or InDebt?

Debt Control and InDebt are both rated 4.5 out of 5 on the App Store, from 32 and 2 ratings respectively.

### Do Debt Control or InDebt have ads?

Neither Debt Control nor InDebt shows ads.

### Which is updated more often, Debt Control or InDebt?

Debt Control ships an update every 2 months, and InDebt monthly. Most recently, Debt Control was updated on September 21, 2026 and InDebt on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*