# Debt Control vs Debt Tracker

The clearest difference is ratings volume: Debt Tracker at 105 against Debt Control's 32. Debt Control's advantage is iOS requirement (13.0 vs 16.4). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Debt Control sells 3 one-off in-app purchases and Debt Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.5 for Debt Control against 4.4 for Debt Tracker. Both are backed by a comparable volume of ratings — 32 and 105 respectively. Written reviews split almost evenly too, at 64% and 64% positive.

Debt Control ships an update every 2 months, Debt Tracker every 5 weeks. The most recent releases landed on September 21, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | Debt Control | Debt Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (32 ratings)](https://appshunter.io/ios/app/debt-control-payoff-planner/id1315617808/reviews)** | [4.4 (105 ratings)](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142/reviews) |
| Number of ratings | 32 | **105** |
| Positive reviews | 63.6% of reviews | 63.6% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 23 MB | 38 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [CleverPumpkin Ltd.](https://appshunter.io/developer/826318670) | [AppFlux Labs](https://appshunter.io/developer/1882687293) |

## What reviewers say

### Debt Control

[App page](https://appshunter.io/ios/app/debt-control-payoff-planner/id1315617808)

Manage all your debts and loans in one place. Track who owes you money and who you owe, with support for multiple currencies and payment reminders. View your debt history and get an overview of your financial commitments.

**Highlights:** Track money owed and borrowed, Support for multiple currencies, Payment period indication, Customizable reminders, Consolidated list of contacts and debts, Debt history log

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $0.99 | one-time |
| Premium | $2.99 | one-time |
| Premium | $4.99 | one-time |


### Debt Tracker

[App page](https://appshunter.io/ios/app/debt-tracker-debts/id1507396142)

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

**Highlights:** Manage debts and receivables, Separate by currency, Debt payoff planner, Monthly status tracking, Payment tracker, Money tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1 Month | $0.99 | per month |
| 12 Months | $4.99 | per year |
| Lifetime | $9.99 | one-time |


## Frequently asked questions

### Is Debt Control free?

Debt Control is free to download, with in-app purchases available.

### Is Debt Tracker free?

Debt Tracker is free to download, with in-app purchases available.

### Which has better reviews, Debt Control or Debt Tracker?

Debt Control is rated higher. Debt Control averages 4.5 out of 5 from 32 ratings, while Debt Tracker averages 4.4 from 105 ratings.

### Do Debt Control or Debt Tracker have ads?

Neither Debt Control nor Debt Tracker shows ads.

### Which is updated more often, Debt Control or Debt Tracker?

Debt Control ships an update every 2 months, and Debt Tracker every 5 weeks. Most recently, Debt Control was updated on September 21, 2026 and Debt Tracker on September 19, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*