Comparison

Debt Control vs Debt Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt Control

Manage all your debts and loans in one place. Track who owes you money and who you owe, with support for multiple currencies and payment reminders. View your debt history and get an overview of your financial commitments.

Highlights
  • Track money owed and borrowed
  • Support for multiple currencies
  • Payment period indication
  • Customizable reminders
  • Consolidated list of contacts and debts
  • Debt history log
Features
Read full description

The application "Debt Control" allows you to keep records of debts in situations where you owe someone money or you borrowed to someone. Application functions: — support of various currencies — indication of the period of pay off — reminders — a list of people with aggregation of all debts — history of debts

About

Debt Tracker

Manage personal debts and track payments effectively. Record who owes you money and who you owe, with detailed insights into each debt. Facilitates flexible payment tracking and provides a history of all debts.

Highlights
  • Record who owes you money
  • Manage your own debts
  • Detailed debt data (amount, currency, payments)
  • Global history of paid and pending debts
  • Add partial payments
  • Backup and restore records
Features
Read full description

Debt Tracker helps you manage personal debts, keep track of money owed, and always know how much you owe. If you need a practical debt manager without unnecessary complexity, this app gives you a clear place to record amounts, follow payments, and review everything in one place. You can create personal debts in multiple currencies and assign them to contacts created inside the app. If you want, you can also sync those contacts with your device address book to import their name and photo, always as an optional feature. This makes it easier to keep everything organized and adapt the app to the way you already work. Key features: - Manage personal debts in multiple currencies - Use a debt manager and payment tracker for every debt - Add partial payments and record multiple payments for the same debt - Check balances by contact and see a global balance - Filter, search, and sort your debt history the way you prefer - Add due dates and set reminders before each payment - Create backups, import data, and export your information whenever you need - Offline app, no account, and your data always under your control > Real payment tracking and up-to-date balances: Each debt can include multiple payments. You can add partial payments as many times as you need and always see how much has been paid and how much is still pending. When the total of all payments reaches the full amount, the debt is automatically marked as paid. This kind of debt tracking is much more useful than a static list, because it reflects the real state of every debt. > Two ways to review your information: Most people start with the contacts view because it is the fastest way to review debts, answer "who owes me?", and see who you owe. You can quickly review each contact balance and the overall balance at the top of the screen. You also get a dedicated debts tab with search, history, and advanced filters. There you can see all debts, only pending debts, only money owed to you, or only what you owe. You can also change the sorting to review recent changes, amounts, or other criteria. If you want more control, this debt manager gives you that extra level of detail and works as a practical debts monitor. > Due dates and reminders: One of the most useful parts of the app is its due date management. You can add a due date to each debt, see how much time is left, and configure reminders in advance. That way, the app not only stores your records, but also helps you stay ahead of upcoming payments. > Privacy, backups, and exports: This app works with a local database. Your data never leaves your device unless you explicitly decide to take it out yourself, for example through a database export, a CSV export, a clipboard copy, and more. You can also create backups and import your information whenever you need. If you want a private offline app with no account, you stay in control at all times. > Built for specific searches too: If you are looking for a simple way to keep money owed, payments, and balances organized, Debt Tracker gives you a practical solution for everyday use. It is especially useful when your questions are "who owes me?", "what do I owe?", and how each debt changes over time. In short, this app combines debt records, payment tracking, due dates, reminders, and data export in one place. It works as a debt tracker for anyone who asks "who owes me?" and wants more clarity, more control, and a reliable way to manage debts every day.

Screenshots

Debt Control4 screens
Debt Tracker4 screens

Verdict

The call

The clearest difference is ads: Debt Control at none against Debt Tracker's shown. Debt Control also leads on iOS requirement (13.0 vs 15.6). Debt Tracker's advantage is rating (4.8 vs 4.5) and review sentiment (83% vs 64%). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Control sells 3 one-off in-app purchases and Debt Tracker sells 15 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Debt Tracker holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 32 and 61 respectively. Written reviews point the same way: 64% of Debt Control's written reviews are positive against 83% of Debt Tracker's.

UpkeepUpdate frequency

Debt Control ships an update every 2 months, Debt Tracker every 3 weeks. The most recent releases landed on September 21, 2026 and September 13, 2026 respectively.

Scorecard5 real differences · 5 level
Debt Control versus Debt Tracker: the parameters behind the verdict, then further details
ParameterDebt ControlDebt Tracker
PriceFreeFree
Rating4.5 (32 ratings)4.8 (61 ratings) — better
Positive reviews63.6% of reviews83.3% of reviews — better
Number of ratings3261 — better
Update frequencyEvery 2 monthsEvery 3 weeks — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.6
Further details — not scored
Size23 MB46 MB
Age rating4+17+
DeveloperCleverPumpkin Ltd.David Serrano Canales

Customer experience

Debt Control

All ratings32 ratings
Positive87.5%
Neutral3.1%
Negative9.4%
Written reviews151 reviews
Positive63.6%
Neutral17.2%
Negative19.2%

Debt Tracker

All ratings61 ratings
Positive98.4%
Neutral0.0%
Negative1.6%
Written reviews6 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

In-app purchases

3 purchases

Debt Control

One-time3
  • Premium$0.99
  • Premium$2.99
  • Premium$4.99
15 purchases

Debt Tracker

Subscriptions11
  • Premium$2.991 Month
  • Premium$3.991 Month
  • Premium$7.491 Month
Show 8 more
  • Premium7 Days trial$8.991 Year
  • Premium$11.991 Year
  • Premium14 Days trial$12.991 Year
  • Premium1 Month trial$12.991 Year
  • Premium7 Days trial$12.991 Year
  • Premium$17.991 Year
  • Premium7 Days trial$17.991 Year
  • Premium1 Month trial$37.991 Year
One-time4
  • Premium$17.99
  • Premium Lifetime$24.99
  • Premium$34.99
Show 1 more
  • Premium$99.99

Questions

Is Debt Control free?
Debt Control is free to download, with in-app purchases available.
Is Debt Tracker free?
Debt Tracker is free to download, with in-app purchases available.
Which has better reviews, Debt Control or Debt Tracker?
Debt Tracker is rated higher. Debt Control averages 4.5 out of 5 from 32 ratings, while Debt Tracker averages 4.8 from 61 ratings.
Do Debt Control or Debt Tracker have ads?
Debt Tracker shows ads; Debt Control does not.
Which is updated more often, Debt Control or Debt Tracker?
Debt Control ships an update every 2 months, and Debt Tracker every 3 weeks. Most recently, Debt Control was updated on September 21, 2026 and Debt Tracker on September 13, 2026.

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