Debt Control vs Debt Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Debt Control
Manage all your debts and loans in one place. Track who owes you money and who you owe, with support for multiple currencies and payment reminders. View your debt history and get an overview of your financial commitments.
- Track money owed and borrowed
- Support for multiple currencies
- Payment period indication
- Customizable reminders
- Consolidated list of contacts and debts
- Debt history log
Read full descriptionHide full description
The application "Debt Control" allows you to keep records of debts in situations where you owe someone money or you borrowed to someone. Application functions: — support of various currencies — indication of the period of pay off — reminders — a list of people with aggregation of all debts — history of debts
Debt Tracker
Easily track money owed to you and money you owe others. Record amounts, follow payments, and manage debts across multiple currencies. Stay organized with due dates and reminders, all while keeping your data private and under your control.
- Manage personal debts in multiple currencies
- Track IOUs and payments
- Add partial and multiple payments
- Check balances by contact and global balance
- Filter, search, and sort debt history
- Add due dates and set reminders
- Create backups and export data
- Offline app with local data control
Read full descriptionHide full description
Debt Tracker is a simple IOU manager: keep track of who owes you money, what you've lent, and how much you owe. Record amounts, follow payments, and review everything in one place, without unnecessary complexity. You can create personal debts in multiple currencies and assign them to contacts created inside the app. If you want, you can also sync those contacts with your device address book to import their name and photo, always as an optional feature. This makes it easier to keep everything organized and adapt the app to the way you already work. Key features: - Manage personal debts in multiple currencies - Track every IOU, from the first amount to the last payment - Add partial payments and record multiple payments for the same debt - Check balances by contact and see a global balance - Filter, search, and sort your debt history the way you prefer - Add due dates and set reminders before each payment - Create backups, import data, and export your information whenever you need - Offline app, no account, and your data always under your control > Real payment tracking and up-to-date balances: Each debt can include multiple payments. You can add partial payments as many times as you need and always see how much has been paid and how much is still pending. When the total of all payments reaches the full amount, the debt is automatically marked as paid. Unlike a static list, it always reflects the real state of every debt. > Two ways to review your information: Most people start with the contacts view because it is the fastest way to review debts, answer "who owes me?", and see who you owe. You can quickly review each contact balance and the overall balance at the top of the screen. You also get a dedicated debts tab with search, history, and advanced filters. There you can see all debts, only pending debts, only money owed to you, or only what you owe. You can also change the sorting to review recent changes, amounts, or other criteria. > Due dates and reminders: One of the most useful parts of the app is its due date management. You can add a due date to each debt, see how much time is left, and configure reminders in advance. That way, the app not only stores your records, but also helps you stay ahead of upcoming payments. > Privacy, backups, and exports: This app works with a local database. Your data never leaves your device unless you explicitly decide to take it out yourself, for example through a database export, a CSV export, a clipboard copy, and more. You can also create backups and import your information whenever you need. If you want a private offline app with no account, you stay in control at all times. In short, Debt Tracker brings your IOUs, payments, due dates, reminders, and data export together in one place, so you always know who owes you and what you owe.
Screenshots
Verdict
The clearest difference is ads: Debt Control at none against Debt Tracker's shown. Debt Control also leads on iOS requirement (13.0 vs 15.6). Debt Tracker's advantage is rating (4.8 vs 4.5) and review sentiment (83% vs 64%). On price, ratings volume, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Debt Control sells 3 one-off in-app purchases and Debt Tracker sells 10 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Debt Tracker holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 33 and 67 respectively. Written reviews point the same way: 64% of Debt Control's written reviews are positive against 83% of Debt Tracker's.
Debt Control ships an update every 2 months, Debt Tracker every 2 weeks. The most recent releases landed on November 11, 2026 and November 12, 2026 respectively.
| Parameter | Debt Control | Debt Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (33 ratings) | 4.8 (67 ratings) — better |
| Positive reviews | 64.2% of reviews | 83.3% of reviews — better |
| Number of ratings | 33 | 67 — better |
| Update frequency | Every 2 months | Every 2 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 23 MB | 58 MB |
| Age rating | 4+ | 17+ |
| Developer | CleverPumpkin Ltd. | David Serrano Canales |
Customer experience
Debt Control
Debt Tracker
In-app purchases
Debt Control
- Premium$0.99
- Premium$2.99
- Premium$4.99
Debt Tracker
- Premium$2.991 Month
- Premium$3.991 Month
- Premium7 Days trial$8.991 Year
Show 6 moreShow fewer
- Premium14 Days trial$12.991 Year
- Premium1 Month trial$12.991 Year
- Premium7 Days trial$12.991 Year
- Premium$17.991 Year
- Premium7 Days trial$17.991 Year
- Premium1 Month trial$37.991 Year
- Premium Lifetime$24.99








