# Debt Control vs HourCost

The clearest difference is in-app purchases: HourCost at none against Debt Control's 3. HourCost also leads on update cadence (every 3 weeks vs every 2 months). Debt Control's advantage is iOS requirement (13.0 vs 15.1). On price, ads and device support there is nothing between them.

Both are free to download. Debt Control sells 3 one-off in-app purchases. HourCost asks for nothing beyond the download.

Debt Control ships an update every 2 months, HourCost every 3 weeks. The most recent releases landed on October 26, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Debt Control | HourCost |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (33 ratings)](https://appshunter.io/ios/app/debt-control-payoff-planner/id1315617808/reviews)** | — |
| Number of ratings | **33** | — |
| Positive reviews | 64.2% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free with in-app purchases | — |
| Size | 23 MB | 57 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CleverPumpkin Ltd.](https://appshunter.io/developer/826318670) | [Eric Head](https://appshunter.io/developer/1875747118) |

## What reviewers say

### Debt Control

[App page](https://appshunter.io/ios/app/debt-control-payoff-planner/id1315617808)

Manage all your debts and loans in one place. Track who owes you money and who you owe, with support for multiple currencies and payment reminders. View your debt history and get an overview of your financial commitments.

**Highlights:** Track money owed and borrowed, Support for multiple currencies, Payment period indication, Customizable reminders, Consolidated list of contacts and debts, Debt history log

**Features:** macOS Compatibility, Family Sharing

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $0.99 | one-time |
| Premium | $2.99 | one-time |
| Premium | $4.99 | one-time |


### HourCost

[App page](https://appshunter.io/ios/app/hourcost/id6760665764)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Debt Control free?

Debt Control is free to download, with in-app purchases available.

### Is HourCost free?

HourCost is free to download, with no in-app purchases.

### Do Debt Control or HourCost have ads?

Neither Debt Control nor HourCost shows ads.

### Which is updated more often, Debt Control or HourCost?

Debt Control ships an update every 2 months, and HourCost every 3 weeks. Most recently, Debt Control was updated on October 26, 2026 and HourCost on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*