# SXKM vs Plata

The clearest difference is review sentiment: Plata at 94% against SXKM's 9%. SXKM's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SXKM ships an update every 4 weeks, Plata fortnightly. The most recent releases landed on October 21, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | SXKM | Plata |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.9 (7.2K ratings)](https://appshunter.io/ios/app/plata/id6443932656/reviews)** |
| Number of ratings | — | **7.2K** |
| Positive reviews | 9.1% of reviews | **93.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 44 MB | 441 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [SXKM SA DE CV](https://appshunter.io/developer/1316137916) | [Banco Plata, S.A., Institucion de Banca Multiple](https://appshunter.io/developer/1650726978) |

## What reviewers say

### SXKM

[App page](https://appshunter.io/ios/app/sxkm/id1316137917)

This app offers a unique insurance model in Mexico where you pay only for what you use. It combines a fixed membership with the purchase of kilometers for broad coverage and benefits.

**Highlights:** Pay-per-use insurance model, Fixed membership fee, Purchase kilometers for coverage, Broad coverage options, Exclusive benefits

**Features:** macOS Compatibility

**In-app purchases:** none


### Plata

[App page](https://appshunter.io/ios/app/plata/id6443932656)

This financial app offers a credit card with real cashback rewards that can be used for payments or cash withdrawals. It provides extended payment deadlines, a user-friendly interface for managing your account, and fast, personalized card delivery. Additionally, it features an investment service to help grow your money.

**Highlights:** Real cashback rewards, Extended payment deadlines, Digital card for secure online shopping, Fast and personalized card delivery, Easy-to-use app interface, Investment services with AI guidance

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Smooth, easy to use
- 🚀 Efficient and fast
- 💳 Excellent credit card features
- 💳 Innovative credit card
- 💳 Great cash back and rewards

**What reviewers complain about**

- 💳 Insufficient credit limit
- 💳 Confusing fees and charges
- 🐛 Occasional technical issues
- 🔒 Security concerns

**Reported bugs**

- Login screen freezes
- Compatibility issues with older devices

**Requested features**

- Increase credit limit options
- Provide more transparency on fees
- Improve mobile app stability


## Frequently asked questions

### Is SXKM free?

SXKM is free to download, with no in-app purchases.

### Is Plata free?

Plata is free to download, with no in-app purchases.

### Do SXKM or Plata have ads?

Neither SXKM nor Plata shows ads.

### Which is updated more often, SXKM or Plata?

SXKM ships an update every 4 weeks, and Plata fortnightly. Most recently, SXKM was updated on October 21, 2026 and Plata on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*