# BIC Mobile vs PayPay AO

The clearest difference is review sentiment: PayPay AO at 100% against BIC Mobile's 25%. PayPay AO also leads on rating (3.6 vs 2.5) and update cadence (every 3 weeks vs every 3 months). BIC Mobile's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayPay AO holds the better App Store score, 3.6 against 2.5. Both are backed by a comparable volume of ratings — 10 and 18 respectively. Written reviews point the same way: 25% of BIC Mobile's written reviews are positive against 100% of PayPay AO's.

BIC Mobile ships an update every 3 months, PayPay AO every 3 weeks. The most recent releases landed on October 11, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | BIC Mobile | PayPay AO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.5 (10 ratings)](https://appshunter.io/ios/app/bic-mobile/id1316143602/reviews) | **[3.6 (18 ratings)](https://appshunter.io/ios/app/paypay-ao/id1523253553/reviews)** |
| Number of ratings | 10 | **18** |
| Positive reviews | 25.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 103 MB | 68 MB |
| Requires iOS | 16.0 | **12.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Banco BIC](https://appshunter.io/developer/1316143601) | [CONECTANDO - SOCIEDAD3E PRESTADORA DE SERVICOS DE PAGAMENTOS, LDA](https://appshunter.io/developer/1617421364) |

## What reviewers say

### BIC Mobile

[App page](https://appshunter.io/ios/app/bic-mobile/id1316143602)

This banking app provides secure access to accounts, payments, transfers, and card management for Banco BIC clients. It offers a streamlined financial management experience through a touch-enabled interface, allowing users to bank anytime, anywhere without visiting a branch.

**Highlights:** Account access, Payments and transfers, Card management, Touch-enabled interface, Secure banking, Financial management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PayPay AO

[App page](https://appshunter.io/ios/app/paypay-ao/id1523253553)

This app provides inclusive and fast mobile payment solutions for e-commerce in Africa. It allows users to easily pay for goods and services, transfer funds, and make withdrawals. Users can also register for a free account to send and receive payments.

**Highlights:** Mobile payment solutions, E-commerce payments, Fund transfers, Withdrawals, Secure payments, Free account registration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BIC Mobile free?

BIC Mobile is free to download, with no in-app purchases.

### Is PayPay AO free?

PayPay AO is free to download, with no in-app purchases.

### Which has better reviews, BIC Mobile or PayPay AO?

PayPay AO is rated higher. BIC Mobile averages 2.5 out of 5 from 10 ratings, while PayPay AO averages 3.6 from 18 ratings.

### Do BIC Mobile or PayPay AO have ads?

PayPay AO shows ads; BIC Mobile does not.

### Which is updated more often, BIC Mobile or PayPay AO?

BIC Mobile ships an update every 3 months, and PayPay AO every 3 weeks. Most recently, BIC Mobile was updated on October 11, 2026 and PayPay AO on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*