# 随牛AI vs 叩富问财

The clearest difference is in-app purchases: 叩富问财 at none against 随牛AI's 14. 叩富问财 also leads on review sentiment (100% vs 71%) and iOS requirement (13.0 vs 15.6). 随牛AI's advantage is update cadence (weekly vs every 5 weeks). On price, ads and device support there is nothing between them.

Both are free to download. 随牛AI sells 14 one-off in-app purchases. 叩富问财 asks for nothing beyond the download.

随牛AI ships an update weekly, 叩富问财 every 5 weeks. The most recent releases landed on October 9, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | 随牛AI | 叩富问财 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 71.4% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Weekly** | Every 5 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 93 MB | 42 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [厦门市鑫鼎盛控股有限公司](https://appshunter.io/developer/1304077444) | [Tapping Fu Chuang Ying (Beijing) Technology Co., Ltd.](https://appshunter.io/developer/1401820570) |

## What reviewers say

### 随牛AI

[App page](https://appshunter.io/ios/app/ai/id1316839929)

This app offers AI-powered investment advice for stocks and funds. It utilizes advanced AI models and expert financial insights to help users make informed and rational investment decisions.

**Highlights:** AI-powered investment advice, Intelligent quantitative analysis, AI panoramic decision-making system, Access to authoritative data sources, Expert financial and AI team, Licensed and compliant platform

**Features:** macOS Compatibility

**In-app purchases (14)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 6牛币 | $0.99 | one-time |
| 50牛币 | $7.99 | one-time |
| 股票VIP会员1周套餐 | $9.99 | one-time |
| 100牛币 | $14.99 | one-time |
| 1个月会员 | $20.99 | one-time |
| 股票VIP会员1个月套餐 | $39.99 | one-time |
| 股票VIP会员3个月套餐 | $59.99 | one-time |
| 股票VIP会员6个月套餐 | $99.99 | one-time |
| 6个月会员 | $109.99 | one-time |
| 股票VIP会员12个月套餐 | $149.99 | one-time |
| 12个月会员 | $189.99 | one-time |
| 股票VIP会员24个月套餐 | $199.99 | one-time |
| 投顾知识套餐 | $399.99 | one-time |
| 投顾高级知识套餐 | $599.99 | one-time |


### 叩富问财

[App page](https://appshunter.io/ios/app/id6742979925)

Get instant financial advice from experts and AI. This app offers quick answers to investment questions, personalized portfolio analysis, and educational resources for beginners and experienced investors alike. Enjoy 24/7 expert support to manage your wealth effectively.

**Highlights:** 30-second expert answers, 24/7 expert support, One-on-one real-time Q&A, Smart portfolio diagnosis, Customized asset allocation, Beginner financial literacy courses

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 随牛AI free?

随牛AI is free to download, with in-app purchases available.

### Is 叩富问财 free?

叩富问财 is free to download, with no in-app purchases.

### Do 随牛AI or 叩富问财 have ads?

Neither 随牛AI nor 叩富问财 shows ads.

### Which is updated more often, 随牛AI or 叩富问财?

随牛AI ships an update weekly, and 叩富问财 every 5 weeks. Most recently, 随牛AI was updated on October 9, 2026 and 叩富问财 on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*