# People’s Wave vs NSBPay

The clearest difference is rating: NSBPay at 3.9 against People’s Wave's 2.8. NSBPay also leads on review sentiment (38% vs 12%) and update cadence (every 5 weeks vs every 3 months). People’s Wave's advantage is ratings volume (36 vs 12). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NSBPay holds the better App Store score, 3.9 against 2.8. Both are backed by a comparable volume of ratings — 36 and 12 respectively. Written reviews point the same way: 12% of People’s Wave's written reviews are positive against 38% of NSBPay's.

People’s Wave ships an update every 3 months, NSBPay every 5 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | People’s Wave | NSBPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (36 ratings)](https://appshunter.io/ios/app/peoples-wave/id1317192647/reviews) | **[3.9 (12 ratings)](https://appshunter.io/ios/app/nsbpay/id1568236423/reviews)** |
| Number of ratings | **36** | 12 |
| Positive reviews | 12.2% of reviews | **37.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 47 MB | 61 MB |
| Requires iOS | 16.0 | **15.5** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [People's Bank of Sri Lanka](https://appshunter.io/developer/1317192646) | [National Savings Bank](https://appshunter.io/developer/1559027020) |

## What reviewers say

### People’s Wave

[App page](https://appshunter.io/ios/app/peoples-wave/id1317192647)

Manage your finances conveniently from your smartphone. Check balances, transfer funds, pay bills, and access account details anytime, anywhere. Offers tools like loan calculators and digital tips for a seamless banking experience.

**Highlights:** Account balance checks, Fund transfers, Bill payments, Transaction history, Credit card management, Branch and ATM locator, Loan and pension calculators

**Features:** macOS Compatibility

**In-app purchases:** none


### NSBPay

[App page](https://appshunter.io/ios/app/nsbpay/id1568236423)

This app allows users to make QR code payments quickly and securely. It offers features like self-registration, biometric login, and transaction history viewing, providing a convenient payment experience.

**Highlights:** QR code payments, Self-registration, PIN or biometric login, Transaction history, Utility bill settlement, Secure transactions

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is People’s Wave free?

People’s Wave is free to download, with no in-app purchases.

### Is NSBPay free?

NSBPay is free to download, with no in-app purchases.

### Which has better reviews, People’s Wave or NSBPay?

NSBPay is rated higher. People’s Wave averages 2.8 out of 5 from 36 ratings, while NSBPay averages 3.9 from 12 ratings.

### Do People’s Wave or NSBPay have ads?

Neither People’s Wave nor NSBPay shows ads.

### Which is updated more often, People’s Wave or NSBPay?

People’s Wave ships an update every 3 months, and NSBPay every 5 weeks. Most recently, People’s Wave was updated on October 24, 2026 and NSBPay on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*