# 卡玛书荟 vs 实道学院

The clearest difference is in-app purchases: 卡玛书荟 at none against 实道学院's 10. 实道学院's advantage is update cadence (fortnightly vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. 实道学院 sells 10 in-app purchases, starting at $6.99 per month. 卡玛书荟 asks for nothing beyond the download.

卡玛书荟 ships an update every 2 months, 实道学院 fortnightly. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | 卡玛书荟 | 实道学院 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id1504848502/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Size | 460 MB | 218 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [娜 何](https://appshunter.io/developer/1316325037) | [FX168 FINANCE GROUP HOLDING LIMITED](https://appshunter.io/developer/1447465500) |

## What reviewers say

### 卡玛书荟

[App page](https://appshunter.io/ios/app/id1317684669)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 实道学院

[App page](https://appshunter.io/ios/app/id1504848502)

**Features:** Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| FX168财经学院月会员（自动续费） | $6.99 | per month |
| FX168财经学院半年会员(自动续费) | $34.99 | per 6 months |
| FX168财经学院年会员(自动续费) | $49.99 | per year |
| FX168财经学院购买课程专用68金币 | $9.99 | one-time |
| FX168财经学院购买课程专用208金币 | $29.99 | one-time |
| FX168财经学院购买课程专用388金币 | $59.99 | one-time |
| FX168财经学院购买课程专用998金币 | $149.99 | one-time |
| FX168财经学院购买课程专用2298金币 | $349.99 | one-time |
| FX168财经学院购买课程专用3998金币 | $599.99 | one-time |
| FX168财经学院购买课程专用6498金币 | $999.99 | one-time |


## Frequently asked questions

### Is 卡玛书荟 free?

卡玛书荟 is free to download, with no in-app purchases.

### Is 实道学院 free?

实道学院 is free to download, with in-app purchases available.

### Do 卡玛书荟 or 实道学院 have ads?

Neither 卡玛书荟 nor 实道学院 shows ads.

### Which is updated more often, 卡玛书荟 or 实道学院?

卡玛书荟 ships an update every 2 months, and 实道学院 fortnightly. Most recently, 卡玛书荟 was updated on November 11, 2026 and 实道学院 on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*