# Raiffeisen SmartToken vs e

The clearest difference is review sentiment: e at 77% against Raiffeisen SmartToken's 10%. e also leads on rating (5.0 vs 4.6) and device support (3 vs 1). Raiffeisen SmartToken's advantage is ratings volume (298 vs 48). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

e holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Raiffeisen SmartToken has 298 ratings behind it against 48, so its average is the more settled of the two. Written reviews point the same way: 10% of Raiffeisen SmartToken's written reviews are positive against 77% of e's.

Raiffeisen SmartToken ships an update every 6 weeks, e monthly. Both last shipped on October 18, 2026.

## The numbers

| Metric | Raiffeisen SmartToken | e |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (298 ratings)](https://appshunter.io/ios/app/raiffeisen-smarttoken/id1317774366/reviews) | **[5.0 (48 ratings)](https://appshunter.io/ios/app/e-blocro/id1558903284/reviews)** |
| Number of ratings | **298** | 48 |
| Positive reviews | 9.6% of reviews | **77.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 43 MB | 44 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Raiffeisen Bank Romania S.A.](https://appshunter.io/developer/470512473) | [XiSoft Servicii SRL](https://appshunter.io/developer/1558903286) |

## What reviewers say

### Raiffeisen SmartToken

[App page](https://appshunter.io/ios/app/raiffeisen-smarttoken/id1317774366)

This app provides secure and convenient transaction authentication and ordering directly from your mobile phone. It functions as an eToken, enabling 100% online processes without requiring a physical device. Integration with existing mobile banking apps simplifies activation.

**Highlights:** Secure transaction authentication, Order transactions remotely, eToken functionality, 100% online process, No physical token needed, Integrates with mobile banking

**In-app purchases:** none


### e

[App page](https://appshunter.io/ios/app/e-blocro/id1558903284)

Manage your building's maintenance costs, submit meter readings, and send tickets to your building's administration. Locate payment terminals for cash payments and utilize a cashier function with a compatible Bluetooth thermal printer.

**Highlights:** View maintenance costs, Enter meter readings, Submit tickets to administration, Locate payment terminals, Cashier function with Bluetooth printer

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Efficient payments
- ✨ Modern design
- 📊 Transparent information
- ✅ Practical platform

**What reviewers complain about**

- 🐛 Payment issues
- 🐛 App crashes
- 🐛 Incompatible with iOS 26
- 🐛 Login issues
- 🐛 Navigation confusion

**Reported bugs**

- App design incompatible with iOS 26
- Maintenance not displayed in app
- App sends useless notifications
- App doesn't send payment notifications
- Username authentication not working

**Requested features**

- Integrate Apple Pay or other banking apps
- Allow users to choose payment buttons
- Move app from 'Finance' to 'Utilities' category
- Consolidate navigation methods
- Add electronic invoice in the app


## Frequently asked questions

### Is Raiffeisen SmartToken free?

Raiffeisen SmartToken is free to download, with no in-app purchases.

### Is e free?

e is free to download, with no in-app purchases.

### Which has better reviews, Raiffeisen SmartToken or e?

e is rated higher. Raiffeisen SmartToken averages 4.6 out of 5 from 298 ratings, while e averages 5.0 from 48 ratings.

### Do Raiffeisen SmartToken or e have ads?

Neither Raiffeisen SmartToken nor e shows ads.

### Which is updated more often, Raiffeisen SmartToken or e?

Raiffeisen SmartToken ships an update every 6 weeks, and e monthly. Most recently, Raiffeisen SmartToken was updated on October 18, 2026 and e on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*