# Raiffeisen SmartToken vs BT Go

Raiffeisen SmartToken and BT Go both sit at 4.6 stars, but that hides the real split: 25% of BT Go's written reviews are positive against 10% of Raiffeisen SmartToken's. BT Go also leads on update cadence (fortnightly vs every 6 weeks). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for Raiffeisen SmartToken against 4.7 for BT Go. Both are backed by a comparable volume of ratings — 300 and 125 respectively. Written reviews are what separate them: 10% of Raiffeisen SmartToken's written reviews are positive against 25% of BT Go's.

Raiffeisen SmartToken ships an update every 6 weeks, BT Go fortnightly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Raiffeisen SmartToken | BT Go |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (300 ratings)](https://appshunter.io/ios/app/raiffeisen-smarttoken/id1317774366/reviews) | **[4.7 (125 ratings)](https://appshunter.io/ios/app/bt-go/id1628501942/reviews)** |
| Number of ratings | **300** | 125 |
| Positive reviews | 9.6% of reviews | **25.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 43 MB | 185 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Raiffeisen Bank Romania S.A.](https://appshunter.io/developer/470512473) | [Banca Transilvania](https://appshunter.io/developer/409783345) |

## What reviewers say

### Raiffeisen SmartToken

[App page](https://appshunter.io/ios/app/raiffeisen-smarttoken/id1317774366)

This app provides secure and convenient transaction authentication and ordering directly from your mobile phone. It functions as an eToken, enabling 100% online processes without requiring a physical device. Integration with existing mobile banking apps simplifies activation.

**Highlights:** Secure transaction authentication, Order transactions remotely, eToken functionality, 100% online process, No physical token needed, Integrates with mobile banking

**In-app purchases:** none


### BT Go

[App page](https://appshunter.io/ios/app/bt-go/id1628501942)

This business banking app offers a comprehensive suite of financial and management tools for companies. It allows for online account opening, transaction management, card services, loan access, and investment portfolio viewing. The app also facilitates quick payments, foreign exchange operations, and integrates with billing solutions for invoice management.

**Highlights:** Online account opening, Transaction management and statements, Card management and limits, Loan and deposit access, Investment portfolio viewing, Quick payments and foreign exchange, Invoice and billing integration

**In-app purchases:** none


## Frequently asked questions

### Is Raiffeisen SmartToken free?

Raiffeisen SmartToken is free to download, with no in-app purchases.

### Is BT Go free?

BT Go is free to download, with no in-app purchases.

### Which has better reviews, Raiffeisen SmartToken or BT Go?

BT Go is rated higher. Raiffeisen SmartToken averages 4.6 out of 5 from 300 ratings, while BT Go averages 4.7 from 125 ratings.

### Do Raiffeisen SmartToken or BT Go have ads?

Neither Raiffeisen SmartToken nor BT Go shows ads.

### Which is updated more often, Raiffeisen SmartToken or BT Go?

Raiffeisen SmartToken ships an update every 6 weeks, and BT Go fortnightly. Most recently, Raiffeisen SmartToken was updated on October 29, 2026 and BT Go on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*