# Balanz vs MODO

The clearest difference is ads: Balanz at none against MODO's shown. MODO's advantage is update cadence (weekly vs monthly) and monetization model (free vs ad-supported). On price, rating, review sentiment and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Balanz against 4.8 for MODO. That said, the two scores are not equally well evidenced: MODO has 1.3K ratings behind it against 174, so its average is the more settled of the two. Written reviews split almost evenly too, at 27% and 28% positive.

Balanz ships an update monthly, MODO weekly. The most recent releases landed on September 21, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Balanz | MODO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (174 ratings)](https://appshunter.io/ios/app/balanz/id1318206099/reviews) | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/modo/id1530606263/reviews)** |
| Number of ratings | 174 | **1.3K** |
| Positive reviews | 27.5% of reviews | **27.9% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Weekly** |
| Monetization | Ad-supported | **Free** |
| Size | 120 MB | 193 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [Balanz](https://appshunter.io/developer/1298032869) | [Play Digital SA](https://appshunter.io/developer/1527103696) |

## What reviewers say

### Balanz

[App page](https://appshunter.io/ios/app/balanz/id1318206099)

Open an investment account to trade various market assets in real-time. Track holdings, invest in mutual funds, CEDEARs, stocks, bonds, and manage USD MEP. Execute trades instantly with Direct Market Access.

**Highlights:** Open Investment Account, Real-time Holdings Tracking, Invest in Mutual Funds, CEDEARs, Stocks, Bonds, USD MEP Trading, Direct Market Access (DMA), Instant Order Execution

**Features:** Vision Pro support

**In-app purchases:** none


### MODO

[App page](https://appshunter.io/ios/app/modo/id1530606263)

Simplify your daily life by connecting bank accounts and cards. Pay with QR or contactless, discover instant benefits and discounts, and access various services like recharges and gift cards. Transfer money easily to contacts without needing their bank details.

**Highlights:** Connect bank accounts and cards, QR and contactless payments, Discover instant discounts and benefits, Recharge services (SUBE, mobile, etc.), Send money to contacts without CBU/alias, View all account balances

**In-app purchases:** none

**What reviewers like**

- 💰 Excellent discounts and promotions
- 💳 Centralized payment options
- ⚡ Fast and efficient

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🔒 Issues with identity verification
- 🔌 Compatibility problems with iOS updates
- 🔍 Unreliable search and promotion features
- 🤖 Poor customer support and unresolved issues

**Reported bugs**

- Login and registration failures
- Inability to transfer funds or make payments
- Glitches with QR code scanning

**Requested features**

- Add NFC payment support
- Improve notification settings
- Streamline account management and linking


## Frequently asked questions

### Is Balanz free?

Balanz is free to download, with no in-app purchases.

### Is MODO free?

MODO is free to download, with no in-app purchases.

### Which has better reviews, Balanz or MODO?

MODO is rated higher. Balanz averages 4.7 out of 5 from 174 ratings, while MODO averages 4.8 from 1.3K ratings.

### Do Balanz or MODO have ads?

MODO shows ads; Balanz does not.

### Which is updated more often, Balanz or MODO?

Balanz ships an update monthly, and MODO weekly. Most recently, Balanz was updated on September 21, 2026 and MODO on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*