# CredixPay vs Código Virtual

The clearest difference is rating: CredixPay at 5.0 against Código Virtual's 3.0. CredixPay also leads on update cadence (every 5 months vs every 36 months) and iOS requirement (12.1 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CredixPay holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

CredixPay ships an update every 5 months, Código Virtual every 36 months. The most recent releases landed on October 3, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | CredixPay | Código Virtual |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/credixpay/id1318351910/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/codigo-virtual/id1507322466/reviews) |
| Number of ratings | 1 | **2** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 months** | Every 36 months |
| Monetization | Free | Free |
| Size | 64 MB | 84 MB |
| Requires iOS | **12.1** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Credix World S.A](https://appshunter.io/developer/503946370) | [Coopenae RL](https://appshunter.io/developer/1474154065) |

## What reviewers say

### CredixPay

[App page](https://appshunter.io/ios/app/credixpay/id1318351910)

This app allows affiliates to process transactions quickly and securely from any location. It also enables immediate credit for customers, increasing their purchasing power and boosting sales for the affiliate.

**Highlights:** Process transactions quickly, Mobile point-of-sale, Maximize sales, Provide immediate customer credit, Increase customer payment capacity

**In-app purchases:** none


### Código Virtual

[App page](https://appshunter.io/ios/app/codigo-virtual/id1507322466)

This app provides a second factor of authentication for secure transactions within a banking application. It allows users to generate One-Time Passwords (OTPs) independently for high-risk actions like transfers and payments. Enhanced security for sensitive financial operations.

**Highlights:** Second factor authentication, Generate OTP codes, Secure financial transactions, Supports transfers, Supports loan payments, Supports credit card payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CredixPay free?

CredixPay is free to download, with no in-app purchases.

### Is Código Virtual free?

Código Virtual is free to download, with no in-app purchases.

### Which has better reviews, CredixPay or Código Virtual?

CredixPay is rated higher. CredixPay averages 5.0 out of 5 from 1 ratings, while Código Virtual averages 3.0 from 2 ratings.

### Do CredixPay or Código Virtual have ads?

Neither CredixPay nor Código Virtual shows ads.

### Which is updated more often, CredixPay or Código Virtual?

CredixPay ships an update every 5 months, and Código Virtual every 36 months. Most recently, CredixPay was updated on October 3, 2026 and Código Virtual on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*