# clevercircles vs guide.capital

The clearest difference is in-app purchases: clevercircles at none against guide.capital's 6. clevercircles also leads on iOS requirement (11.0 vs 15.6). guide.capital's advantage is ads (none vs shown) and update cadence (every 2 months vs every 7 months). On price and device support there is nothing between them.

Both are free to download. guide.capital sells 6 in-app purchases, starting at $12.99 per month. clevercircles asks for nothing beyond the download.

clevercircles ships an update every 7 months, guide.capital every 2 months. The most recent releases landed on September 9, 2026 and June 22, 2026 respectively.

## The numbers

| Metric | clevercircles | guide.capital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/guidecapital/id1519105187/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 7 months | **Every 2 months** |
| Monetization | — | Freemium |
| Size | 17 MB | 72 MB |
| Requires iOS | **11.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank CIC Schweiz AG](https://appshunter.io/developer/615349448) | [efficient.capital AG](https://appshunter.io/developer/1519044555) |

## What reviewers say

### clevercircles

[App page](https://appshunter.io/ios/app/clevercircles/id1319768586)

**Features:** macOS Compatibility

**In-app purchases:** none


### guide.capital

[App page](https://appshunter.io/ios/app/guidecapital/id1519105187)

Design your personalized investment solution with expert knowledge and AI. Build modular portfolios, evaluate securities, and gain a complete overview of your assets. Offers unique investment components for loss minimization and stable performance.

**Highlights:** AI-driven portfolio construction, Personalized asset allocation, Modular investment solution design, Model portfolios from known providers, Independent portfolio check, Security evaluation via photo, Sustainability ratings and scoring

**Features:** Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| S&P ESG (monthly) | $12.99 | per month |
| SIX Consolidation (monthly) | $13.99 | per month |
| theScreener Rating (monthly) | $16.99 | per month |
| S&P ESG (yearly) | $77.99 | per year |
| theScreener Rating (yearly) | $106.99 | per year |
| SIX Consolidation (yearly) | $139.99 | per year |


## Frequently asked questions

### Is clevercircles free?

clevercircles is free to download, with no in-app purchases.

### Is guide.capital free?

guide.capital is free to download, with in-app purchases available.

### Do clevercircles or guide.capital have ads?

clevercircles shows ads; guide.capital does not.

### Which is updated more often, clevercircles or guide.capital?

clevercircles ships an update every 7 months, and guide.capital every 2 months. Most recently, clevercircles was updated on September 9, 2026 and guide.capital on June 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*