# clevercircles vs Caveo

The clearest difference is ads: Caveo at none against clevercircles's shown. Caveo also leads on update cadence (every 3 weeks vs every 7 months). clevercircles's advantage is iOS requirement (11.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

clevercircles ships an update every 7 months, Caveo every 3 weeks. The most recent releases landed on September 25, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | clevercircles | Caveo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (5 ratings)](https://appshunter.io/ios/app/caveo/id1548480677/reviews)** |
| Number of ratings | — | **5** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 7 months | **Every 3 weeks** |
| Monetization | — | Free |
| Size | 17 MB | 63 MB |
| Requires iOS | **11.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank CIC (Switzerland) Ltd](https://appshunter.io/developer/615349448) | [Caveo AG](https://appshunter.io/developer/1548480679) |

## What reviewers say

### clevercircles

[App page](https://appshunter.io/ios/app/clevercircles/id1319768586)

**Features:** macOS Compatibility

**In-app purchases:** none


### Caveo

[App page](https://appshunter.io/ios/app/caveo/id1548480677)

This app serves as a digital companion for financial security and well-being, offering tools for insurance and pension queries. It provides a personal financial overview, tailored advice from a pension robo-advisor, and a knowledge center for financial education.

**Highlights:** Personal financial overview, Pension robo-advisor advice, Digital pension planning, Knowledge center, Secure and user-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is clevercircles free?

clevercircles is free to download, with no in-app purchases.

### Is Caveo free?

Caveo is free to download, with no in-app purchases.

### Do clevercircles or Caveo have ads?

clevercircles shows ads; Caveo does not.

### Which is updated more often, clevercircles or Caveo?

clevercircles ships an update every 7 months, and Caveo every 3 weeks. Most recently, clevercircles was updated on September 25, 2026 and Caveo on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*