# Wauna CU vs InRoads

The clearest difference is ads: InRoads at none against Wauna CU's shown. Wauna CU's advantage is review sentiment (71% vs 53%) and monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Wauna CU against 4.7 for InRoads. Both are backed by a comparable volume of ratings — 609 and 744 respectively. Written reviews are what separate them: 71% of Wauna CU's written reviews are positive against 53% of InRoads's.

Wauna CU ships an update every 4 months, InRoads every 3 months. The most recent releases landed on October 22, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | Wauna CU | InRoads |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (609 ratings)](https://appshunter.io/ios/app/wauna-cu/id1320054623/reviews) | **[4.7 (744 ratings)](https://appshunter.io/ios/app/inroads/id1397478351/reviews)** |
| Number of ratings | 609 | **744** |
| Positive reviews | **71.4% of reviews** | 52.6% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | **Free** | Ad-supported |
| Size | 113 MB | 170 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [WAUNA FEDERAL CREDIT UNION](https://appshunter.io/developer/586939656) | [InRoads Federal Credit Union](https://appshunter.io/developer/917385848) |

## What reviewers say

### Wauna CU

[App page](https://appshunter.io/ios/app/wauna-cu/id1320054623)

Manage your bank accounts, pay bills, and deposit checks conveniently from your mobile device. Access your finances 24/7, find nearby branches and ATMs, and securely send messages to the credit union.

**Highlights:** Manage accounts, Check balances and history, Deposit checks, Pay bills and credit cards, Transfer money, Find ATMs and branches, Send messages

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface and easy navigation
- 🚀 Fast mobile check deposits
- 💡 Fingerprint login capability
- 📊 Consolidated account view in one place
- 💳 Bill pay functionality

**What reviewers complain about**

- 😞 Loss of personal teller service and hometown feel
- ⏱️ Slow customer service response for account closures
- 📱 Check deposit functionality inferior to previous app
- 🔌 Lack of Zelle transfer option

**Reported bugs**

- App won't allow login and locks accounts
- Check deposit feature not functioning properly
- Account visibility issues (resolved with support)

**Requested features**

- Zelle payment integration
- Improved check deposit functionality


### InRoads

[App page](https://appshunter.io/ios/app/inroads/id1397478351)

Manage your credit union accounts conveniently from your mobile device. Access your funds 24/7, transfer money, deposit checks, and pay bills securely from anywhere.

**Highlights:** 24/7 account access, Secure fund transfers, Mobile check deposit, Bill payment, Check account balances

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🔒 Biometric login for security
- 👍 Knowledgeable and polite staff
- 👍 Multiple banking options (teller, video teller, ATM)
- 👍 Great credit union overall

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 Login issues (fingerprint, loading)
- 🐛 Transactions not loading or disappearing
- 🐛 Delayed real-time updates for credit card transfers
- 🐛 Inability to make changes online, requiring branch visits

**Reported bugs**

- App crashes constantly
- Fingerprint login fails or takes multiple attempts
- App won't load after login attempts
- Card history not loading
- Transactions post and disappear, or remain pending for days

**Requested features**

- Allow principal-only mortgage payments online
- Improve real-time transaction updates for credit cards
- Fix app crashes and loading issues
- Address issues with transactions posting/disappearing
- Provide an option to opt-out of rating pop-ups


## Frequently asked questions

### Is Wauna CU free?

Wauna CU is free to download, with no in-app purchases.

### Is InRoads free?

InRoads is free to download, with no in-app purchases.

### Which has better reviews, Wauna CU or InRoads?

InRoads is rated higher. Wauna CU averages 4.7 out of 5 from 609 ratings, while InRoads averages 4.7 from 744 ratings.

### Do Wauna CU or InRoads have ads?

Wauna CU shows ads; InRoads does not.

### Which is updated more often, Wauna CU or InRoads?

Wauna CU ships an update every 4 months, and InRoads every 3 months. Most recently, Wauna CU was updated on October 22, 2026 and InRoads on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*