# DigiLocker vs HDFC Life

The clearest difference is rating: HDFC Life at 5.0 against DigiLocker's 3.3. DigiLocker's advantage is ratings volume (183 vs 1). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HDFC Life holds the better App Store score, 5.0 against 3.3. That said, the two scores are not equally well evidenced: DigiLocker has 183 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 36% of DigiLocker's written reviews are positive against 33% of HDFC Life's, so the app with the better star average is not the one people write more warmly about.

DigiLocker ships an update every 3 weeks, HDFC Life monthly. The most recent releases landed on September 23, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | DigiLocker | HDFC Life |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (183 ratings)](https://appshunter.io/ios/app/digilocker/id1320618078/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/hdfc-life-mlearn/id1580724410/reviews)** |
| Number of ratings | **183** | 1 |
| Positive reviews | **35.6% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 112 MB | 131 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [National e-Governance Division](https://appshunter.io/developer/1216162617) | [HDFC Life Insurance Company Limited](https://appshunter.io/developer/900441430) |

## What reviewers say

### DigiLocker

[App page](https://appshunter.io/ios/app/digilocker/id1320618078)

A secure digital wallet for citizens to store and access important documents and certificates. This platform aims to reduce the need for physical paperwork by enabling digital issuance and verification.

**Highlights:** Secure document storage, Digital certificate issuance, Document verification, Paperless governance, Mobile access to documents

**In-app purchases:** none

**What reviewers like**

- 📱 Centralized document storage and access
- ✅ Government-issued documents are legally valid
- ⚡ Quick document retrieval from government databases
- 🎯 Convenient for travel and emergencies
- 🔐 Secure storage of sensitive documents

**What reviewers complain about**

- 🚪 Frequent unexpected logouts
- 🔄 Session timeout issues
- 📵 App crashes repeatedly
- 🔌 Authentication failures after login
- ⏱️ Slow app performance

**Reported bugs**

- App keeps logging out after seconds of authentication
- OTP delivery failures and invalid OTP errors
- App crashes when opening Aadhaar documents
- Blank white screens on login/signup
- App crashes on iOS 18 and iOS 26.2 versions

**Requested features**

- Email-based authentication option
- Automatic session logout after inactivity
- Folder creation for document organization
- Bulk document deletion capability
- Support for additional document types (voter ID, APAAR ID, state-specific certificates)


### HDFC Life

[App page](https://appshunter.io/ios/app/hdfc-life-mlearn/id1580724410)

This mobile learning app offers personalized and user-friendly access to educational content for registered users. It features an intuitive interface, progress tracking, and search functionality to enhance on-the-go learning and professional development.

**Highlights:** Personalized learning content, Intuitive user interface, Progress tracking dashboard, Keyword search functionality, Content categories and filters, Mandatory learning timeline

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DigiLocker free?

DigiLocker is free to download, with no in-app purchases.

### Is HDFC Life free?

HDFC Life is free to download, with no in-app purchases.

### Which has better reviews, DigiLocker or HDFC Life?

HDFC Life is rated higher. DigiLocker averages 3.3 out of 5 from 183 ratings, while HDFC Life averages 5.0 from 1 ratings.

### Do DigiLocker or HDFC Life have ads?

Neither DigiLocker nor HDFC Life shows ads.

### Which is updated more often, DigiLocker or HDFC Life?

DigiLocker ships an update every 3 weeks, and HDFC Life monthly. Most recently, DigiLocker was updated on September 23, 2026 and HDFC Life on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*