# Expense Tracker vs My Simple Expenses

The clearest difference is in-app purchases: My Simple Expenses at none against Expense Tracker's 2. Expense Tracker's advantage is review sentiment (90% vs 60%) and update cadence (every 3 weeks vs every 5 months). On price, rating, ads and monetization model there is nothing between them.

Both are free to download. Expense Tracker sells 2 one-off in-app purchases. My Simple Expenses asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for Expense Tracker against 5.0 for My Simple Expenses. That said, the two scores are not equally well evidenced: Expense Tracker has 3K ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 90% of Expense Tracker's written reviews are positive against 60% of My Simple Expenses's.

Expense Tracker ships an update every 3 weeks, My Simple Expenses every 5 months. The most recent releases landed on September 24, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Expense Tracker | My Simple Expenses |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (3K ratings)](https://appshunter.io/ios/app/expense-tracker-money-note/id1320730220/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/my-simple-expenses/id1513436337/reviews)** |
| Number of ratings | **3K** | 3 |
| Positive reviews | **89.8% of reviews** | 60.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | Yes |
| Update frequency | **Every 3 weeks** | Every 5 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 110 MB | 46 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Komorebi Inc.](https://appshunter.io/developer/481596469) | [Gracetech Digital Solutions LLC](https://appshunter.io/developer/6775337687) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-money-note/id1320730220)

This app offers a straightforward way to track your income and expenses without requiring account registration or bank connections. It prioritizes local data storage for speed and security, with a familiar interface for instant budgeting. Customize themes, export data, and secure your finances with a passcode.

**Highlights:** Simple and easy to use, No account registration, Local data storage, Budget settings by category, Monthly, yearly, and cumulative reports, CSV and PDF export, Passcode lock with Face ID/Touch ID

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Removing Ads | $12.99 | one-time |
| Premium Service (Lifetime) | $14.99 | one-time |

**What reviewers like**

- 👍 Easy to use and understand
- 🎨 Customizable interface with icons and colors
- 📊 Clear visual representation of expenses and income
- 🔍 Detailed expense tracking and categorization
- 🗓️ Convenient calendar view for daily expenses

**What reviewers complain about**

- 🗓️ No option to lock or protect past months' data
- 💳 Lacks support for tracking credit card payments
- 🔍 Search function could be improved
- 💱 Limited currency options

**Reported bugs**

- Data loss after uninstalling and reinstalling the app
- Issues with date synchronization after updates

**Requested features**

- Ability to set budgets for expense categories
- Option to mark expenses as 'paid'
- Sync data across multiple devices
- More detailed reporting and analytics
- Support for multiple accounts/wallets


### My Simple Expenses

[App page](https://appshunter.io/ios/app/my-simple-expenses/id1513436337)

Track your monthly spending and manage recurring or installment expenses. This app helps you visualize your financial outflows with a clear interface, highlighting overdue payments and offering detailed expense management.

**Highlights:** Monthly expense tracking, Recurring expense management, Installment expense management, Overdue payment highlighting, Detailed expense editing, Expense deletion options

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is My Simple Expenses free?

My Simple Expenses is free to download, with no in-app purchases.

### Which has better reviews, Expense Tracker or My Simple Expenses?

My Simple Expenses is rated higher. Expense Tracker averages 4.9 out of 5 from 3K ratings, while My Simple Expenses averages 5.0 from 3 ratings.

### Do Expense Tracker or My Simple Expenses have ads?

Both Expense Tracker and My Simple Expenses show ads.

### Which is updated more often, Expense Tracker or My Simple Expenses?

Expense Tracker ships an update every 3 weeks, and My Simple Expenses every 5 months. Most recently, Expense Tracker was updated on September 24, 2026 and My Simple Expenses on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*