# Expense Tracker vs Cashflow Calendar

The clearest difference is review sentiment: Expense Tracker at 90% against Cashflow Calendar's 33%. Expense Tracker also leads on rating (4.9 vs 2.5) and ratings volume (3K vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Expense Tracker sells 2 one-off in-app purchases and Cashflow Calendar sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Expense Tracker holds the better App Store score, 4.9 against 2.5. That said, the two scores are not equally well evidenced: Expense Tracker has 3K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 90% of Expense Tracker's written reviews are positive against 33% of Cashflow Calendar's.

Expense Tracker ships an update every 3 weeks, Cashflow Calendar fortnightly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Expense Tracker | Cashflow Calendar |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (3K ratings)](https://appshunter.io/ios/app/expense-tracker-money-note/id1320730220/reviews)** | [2.5 (4 ratings)](https://appshunter.io/ios/app/cashflow-calendar/id1573469723/reviews) |
| Number of ratings | **3K** | 4 |
| Positive reviews | **89.8% of reviews** | 33.3% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | **Free with in-app purchases** | Paid |
| Size | 110 MB | 34 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Komorebi Inc.](https://appshunter.io/developer/481596469) | [Nineone Software Inc.](https://appshunter.io/developer/623114749) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-money-note/id1320730220)

This app offers a straightforward way to track your income and expenses without requiring account registration or bank connections. It prioritizes local data storage for speed and security, with a familiar interface for instant budgeting. Customize themes, export data, and secure your finances with a passcode.

**Highlights:** Simple and easy to use, No account registration, Local data storage, Budget settings by category, Monthly, yearly, and cumulative reports, CSV and PDF export, Passcode lock with Face ID/Touch ID

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Removing Ads | $12.99 | one-time |
| Premium Service (Lifetime) | $14.99 | one-time |

**What reviewers like**

- 👍 Easy to use and understand
- 🎨 Customizable interface with icons and colors
- 📊 Clear visual representation of expenses and income
- 🔍 Detailed expense tracking and categorization
- 🗓️ Convenient calendar view for daily expenses

**What reviewers complain about**

- 🗓️ No option to lock or protect past months' data
- 💳 Lacks support for tracking credit card payments
- 🔍 Search function could be improved
- 💱 Limited currency options

**Reported bugs**

- Data loss after uninstalling and reinstalling the app
- Issues with date synchronization after updates

**Requested features**

- Ability to set budgets for expense categories
- Option to mark expenses as 'paid'
- Sync data across multiple devices
- More detailed reporting and analytics
- Support for multiple accounts/wallets


### Cashflow Calendar

[App page](https://appshunter.io/ios/app/cashflow-calendar/id1573469723)

Manage your money with a visual calendar that tracks income and expenses. Organize transactions by category and view future account balances. Collaborate on shared accounts with friends or family.

**Highlights:** Calendar display for inflows and outflows, Track account balances over time, Organize transactions by spending category, Support for unlimited accounts and transactions, Shared account management with others, View historical transaction data

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cashflow Connect Monthly | $3.99 | per month |
| Cashflow Connect Yearly | $34.99 | per year |
| Cashflow Pro | $4.99 | one-time |


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is Cashflow Calendar free?

Cashflow Calendar is free to download, with in-app purchases available.

### Which has better reviews, Expense Tracker or Cashflow Calendar?

Expense Tracker is rated higher. Expense Tracker averages 4.9 out of 5 from 3K ratings, while Cashflow Calendar averages 2.5 from 4 ratings.

### Do Expense Tracker or Cashflow Calendar have ads?

Both Expense Tracker and Cashflow Calendar show ads.

### Which is updated more often, Expense Tracker or Cashflow Calendar?

Expense Tracker ships an update every 3 weeks, and Cashflow Calendar fortnightly. Most recently, Expense Tracker was updated on November 6, 2026 and Cashflow Calendar on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*