# Expense Tracker vs SUM+= Simple Expense Tracker

The clearest difference is ads: SUM+= Simple Expense Tracker at none against Expense Tracker's shown. SUM+= Simple Expense Tracker also leads on update cadence (every 3 days vs every 3 weeks) and review sentiment (100% vs 90%). Expense Tracker's advantage is ratings volume (3K vs 1) and device support (3 vs 1). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Expense Tracker sells 2 one-off in-app purchases and SUM+= Simple Expense Tracker sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.9 for Expense Tracker against 5.0 for SUM+= Simple Expense Tracker. That said, the two scores are not equally well evidenced: Expense Tracker has 3K ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 90% of Expense Tracker's written reviews are positive against 100% of SUM+= Simple Expense Tracker's.

Expense Tracker ships an update every 3 weeks, SUM+= Simple Expense Tracker every 3 days. The most recent releases landed on October 16, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Expense Tracker | SUM+= Simple Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (3K ratings)](https://appshunter.io/ios/app/expense-tracker-money-note/id1320730220/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/sum-plus-simple-expense-tracker/id6757820811/reviews)** |
| Number of ratings | **3K** | 1 |
| Positive reviews | 89.8% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Every 3 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 110 MB | 28 MB |
| Requires iOS | **15.0** | 26.2 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Komorebi Inc.](https://appshunter.io/developer/481596469) | [Jonas Zimmermann](https://appshunter.io/developer/1869111182) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-money-note/id1320730220)

This app offers a straightforward way to track your income and expenses without requiring account registration or bank connections. It prioritizes local data storage for speed and security, with a familiar interface for instant budgeting. Customize themes, export data, and secure your finances with a passcode.

**Highlights:** Simple and easy to use, No account registration, Local data storage, Budget settings by category, Monthly, yearly, and cumulative reports, CSV and PDF export, Passcode lock with Face ID/Touch ID

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Removing Ads | $12.99 | one-time |
| Premium Service (Lifetime) | $14.99 | one-time |

**What reviewers like**

- 👍 Easy to use and understand
- 🎨 Customizable interface with icons and colors
- 📊 Clear visual representation of expenses and income
- 🔍 Detailed expense tracking and categorization
- 🗓️ Convenient calendar view for daily expenses

**What reviewers complain about**

- 🗓️ No option to lock or protect past months' data
- 💳 Lacks support for tracking credit card payments
- 🔍 Search function could be improved
- 💱 Limited currency options

**Reported bugs**

- Data loss after uninstalling and reinstalling the app
- Issues with date synchronization after updates

**Requested features**

- Ability to set budgets for expense categories
- Option to mark expenses as 'paid'
- Sync data across multiple devices
- More detailed reporting and analytics
- Support for multiple accounts/wallets


### SUM+= Simple Expense Tracker

[App page](https://appshunter.io/ios/app/sum-plus-simple-expense-tracker/id6757820811)

This finance app simplifies expense tracking with AI assistance, allowing for quick data entry and powerful analysis through large language models. It prioritizes user control and privacy with local data storage and a minimalist design.

**Highlights:** AI-assisted data entry, LLM analysis and forecasting, Minimalist and beautiful design, Local data storage and privacy, User-controlled database, Subscription options with free trial

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SUM Pro | $3.99 | per month |
| SUM Pro | $22.99 | per year |
| 7-day Trial | Free | one-time |
| Sum Premium | $6.99 | one-time |


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is SUM+= Simple Expense Tracker free?

SUM+= Simple Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Expense Tracker or SUM+= Simple Expense Tracker?

SUM+= Simple Expense Tracker is rated higher. Expense Tracker averages 4.9 out of 5 from 3K ratings, while SUM+= Simple Expense Tracker averages 5.0 from 1 ratings.

### Do Expense Tracker or SUM+= Simple Expense Tracker have ads?

Expense Tracker shows ads; SUM+= Simple Expense Tracker does not.

### Which is updated more often, Expense Tracker or SUM+= Simple Expense Tracker?

Expense Tracker ships an update every 3 weeks, and SUM+= Simple Expense Tracker every 3 days. Most recently, Expense Tracker was updated on October 16, 2026 and SUM+= Simple Expense Tracker on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*