# Expense Tracker vs MoneyNotes+

The clearest difference is ads: MoneyNotes+ at none against Expense Tracker's shown. MoneyNotes+ also leads on review sentiment (100% vs 90%). Expense Tracker's advantage is ratings volume (3K vs 2) and device support (3 vs 1). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Expense Tracker sells 2 one-off in-app purchases and MoneyNotes+ sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.9 for Expense Tracker against 5.0 for MoneyNotes+. That said, the two scores are not equally well evidenced: Expense Tracker has 3K ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 90% of Expense Tracker's written reviews are positive against 100% of MoneyNotes+'s.

Expense Tracker ships an update every 3 weeks, MoneyNotes+ every 2 weeks. The most recent releases landed on September 22, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | Expense Tracker | MoneyNotes+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (3K ratings)](https://appshunter.io/ios/app/expense-tracker-money-note/id1320730220/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/moneynotes-plus/id6758619999/reviews)** |
| Number of ratings | **3K** | 2 |
| Positive reviews | 89.8% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 110 MB | 80 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Komorebi Inc.](https://appshunter.io/developer/481596469) | [Ahmed Shalash](https://appshunter.io/developer/1873985501) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-money-note/id1320730220)

This app offers a straightforward way to track your income and expenses without requiring account registration or bank connections. It prioritizes local data storage for speed and security, with a familiar interface for instant budgeting. Customize themes, export data, and secure your finances with a passcode.

**Highlights:** Simple and easy to use, No account registration, Local data storage, Budget settings by category, Monthly, yearly, and cumulative reports, CSV and PDF export, Passcode lock with Face ID/Touch ID

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Removing Ads | $12.99 | one-time |
| Premium Service (Lifetime) | $14.99 | one-time |

**What reviewers like**

- 👍 Easy to use and understand
- 🎨 Customizable interface with icons and colors
- 📊 Clear visual representation of expenses and income
- 🔍 Detailed expense tracking and categorization
- 🗓️ Convenient calendar view for daily expenses

**What reviewers complain about**

- 🗓️ No option to lock or protect past months' data
- 💳 Lacks support for tracking credit card payments
- 🔍 Search function could be improved
- 💱 Limited currency options

**Reported bugs**

- Data loss after uninstalling and reinstalling the app
- Issues with date synchronization after updates

**Requested features**

- Ability to set budgets for expense categories
- Option to mark expenses as 'paid'
- Sync data across multiple devices
- More detailed reporting and analytics
- Support for multiple accounts/wallets


### MoneyNotes+

[App page](https://appshunter.io/ios/app/moneynotes-plus/id6758619999)

Effortlessly track expenses by speaking your transactions. This app uses AI to transcribe and categorize your spending, offering visual financial insights and budget management. Organize finances with multiple wallets and secure sign-in.

**Highlights:** Voice-to-transaction in seconds, AI categorization, Monthly budget tracking, Multiple wallets, Financial insights, Bank SMS automation

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| MoneyNotes Plus Monthly | $4.99 | per month |
| MoneyNotes Premium Monthly | $6.49 | per month |
| MoneyNotes Plus Yearly | $39.99 | per year |


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is MoneyNotes+ free?

MoneyNotes+ is free to download, with in-app purchases available.

### Which has better reviews, Expense Tracker or MoneyNotes+?

MoneyNotes+ is rated higher. Expense Tracker averages 4.9 out of 5 from 3K ratings, while MoneyNotes+ averages 5.0 from 2 ratings.

### Do Expense Tracker or MoneyNotes+ have ads?

Expense Tracker shows ads; MoneyNotes+ does not.

### Which is updated more often, Expense Tracker or MoneyNotes+?

Expense Tracker ships an update every 3 weeks, and MoneyNotes+ every 2 weeks. Most recently, Expense Tracker was updated on September 22, 2026 and MoneyNotes+ on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*