# FXなび vs PayPay銀行　ローン

The clearest difference is ads: PayPay銀行　ローン at none against FXなび's shown. PayPay銀行　ローン also leads on monetization model (free vs free with in-app purchases) and ratings volume (12K vs 50). FXなび's advantage is update cadence (weekly vs every 6 months) and review sentiment (57% vs 31%). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FXなび holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: PayPay銀行　ローン has 12K ratings behind it against 50, so its average is the more settled of the two. Written reviews point the same way: 57% of FXなび's written reviews are positive against 31% of PayPay銀行　ローン's.

FXなび ships an update weekly, PayPay銀行　ローン every 6 months. Both last shipped on September 28, 2026.

## The numbers

| Metric | FXなび | PayPay銀行　ローン |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (50 ratings)](https://appshunter.io/ios/app/fx-fx/id1320766512/reviews)** | [4.6 (12K ratings)](https://appshunter.io/ios/app/paypay/id1474784110/reviews) |
| Number of ratings | 50 | **12K** |
| Positive reviews | **57.4% of reviews** | 30.6% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 6 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 175 MB | 52 MB |
| Requires iOS | 15.6 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [GREEN MONSTER .INC](https://appshunter.io/developer/853593289) | [PayPay Bank Corporation](https://appshunter.io/developer/645873249) |

## What reviewers say

### FXなび

[App page](https://appshunter.io/ios/app/fx-fx/id1320766512)

Learn and practice foreign exchange trading with a demo account and AI-powered performance analysis. Access educational manga, news, and a financial account diagnostic tool to build confidence before real trading.

**Highlights:** Realistic FX demo trading, AI-powered performance scoring, Trade analysis and advice, FX manga for beginners, Comprehensive learning resources, Financial news aggregation, FX account recommendation tool

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PayPay銀行　ローン

[App page](https://appshunter.io/ios/app/paypay/id1474784110)

Access loans quickly and easily through this banking app. Log in with patterns or biometrics, apply for loans, and manage your borrowing and repayment all from your smartphone. Receive push notifications for repayment reminders.

**Highlights:** Pattern and biometric login, In-app loan application, Upload identification and income documents, Check loan application status, View available credit limits, Additional borrowing and repayment, Repayment date push notifications

**In-app purchases:** none


## Frequently asked questions

### Is FXなび free?

FXなび is free to download, with no in-app purchases.

### Is PayPay銀行　ローン free?

PayPay銀行　ローン is free to download, with no in-app purchases.

### Which has better reviews, FXなび or PayPay銀行　ローン?

FXなび is rated higher. FXなび averages 4.8 out of 5 from 50 ratings, while PayPay銀行　ローン averages 4.6 from 12K ratings.

### Do FXなび or PayPay銀行　ローン have ads?

FXなび shows ads; PayPay銀行　ローン does not.

### Which is updated more often, FXなび or PayPay銀行　ローン?

FXなび ships an update weekly, and PayPay銀行　ローン every 6 months. Most recently, FXなび was updated on September 28, 2026 and PayPay銀行　ローン on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*