# E9PAY vs CROSS

The clearest difference is review sentiment: CROSS at 99% against E9PAY's 43%. CROSS also leads on rating (4.9 vs 4.2) and update cadence (every 6 days vs every 3 weeks). E9PAY's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CROSS holds the better App Store score, 4.9 against 4.2. That said, the two scores are not equally well evidenced: CROSS has 106 ratings behind it against 16, so its average is the more settled of the two. Written reviews point the same way: 43% of E9PAY's written reviews are positive against 99% of CROSS's.

E9PAY ships an update every 3 weeks, CROSS every 6 days. The most recent releases landed on September 29, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | E9PAY | CROSS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (16 ratings)](https://appshunter.io/ios/app/e9pay/id1321773016/reviews) | **[4.9 (106 ratings)](https://appshunter.io/ios/app/cross-global-remittance/id1444989949/reviews)** |
| Number of ratings | 16 | **106** |
| Positive reviews | 42.9% of reviews | **99.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 6 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 181 MB | 172 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [E9PAY](https://appshunter.io/developer/1321773015) | [CROSS ENF INC.](https://appshunter.io/developer/1444989948) |

## What reviewers say

### E9PAY

[App page](https://appshunter.io/ios/app/e9pay/id1321773016)

This app facilitates international money transfers to multiple countries, including Nepal, Cambodia, Vietnam, and the Philippines. It offers a simple, non-face-to-face registration process and allows sending money even if the recipient doesn't have a bank account. Users can also manage prepaid phone services and view transaction history.

**Highlights:** Non-face-to-face member registration, Send money without recipient bank account, Prepaid phone management, View transaction history, Fast remittances (cash pickup within 10 mins), Low remittance fees

**Features:** macOS Compatibility

**In-app purchases:** none


### CROSS

[App page](https://appshunter.io/ios/app/cross-global-remittance/id1444989949)

Easily shop for Korean goods in your own language and send money globally with fixed low fees. Enjoy fast, secure, and convenient international remittances, even on weekends. Get rewarded with points for daily use and referrals.

**Highlights:** Fixed 5,000 KRW remittance fees, Free first transfer, Referral bonus points, Daily login point accumulation, Shop Korean goods in your language, Fast remittances within 5 minutes, Weekend and holiday transfers

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast remittance speed
- 👍 Easy to use interface
- 💰 Competitive exchange rates
- 🆓 Free or low fees
- 🎁 Points and promotions

**What reviewers complain about**

- 🐛 Initial screen issue
- 🐌 Slow notification delivery
- ⚠️ Point expiration confusion

**Reported bugs**

- Initial screen requires extra step to close country selection
- Occasional slow notification delivery
- Point expiration date confusion

**Requested features**

- Improve initial screen flow for country selection
- Faster cancellation and re-deposit for failed transfers
- More clarity on point expiration dates


## Frequently asked questions

### Is E9PAY free?

E9PAY is free to download, with no in-app purchases.

### Is CROSS free?

CROSS is free to download, with no in-app purchases.

### Which has better reviews, E9PAY or CROSS?

CROSS is rated higher. E9PAY averages 4.2 out of 5 from 16 ratings, while CROSS averages 4.9 from 106 ratings.

### Do E9PAY or CROSS have ads?

Neither E9PAY nor CROSS shows ads.

### Which is updated more often, E9PAY or CROSS?

E9PAY ships an update every 3 weeks, and CROSS every 6 days. Most recently, E9PAY was updated on September 29, 2026 and CROSS on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*