# Optum Bank vs Easy Check Splitter

The clearest difference is in-app purchases: Optum Bank at none against Easy Check Splitter's 1. Optum Bank also leads on ratings volume (55K vs 1). Easy Check Splitter's advantage is rating (5.0 vs 4.7). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Easy Check Splitter sells 1 one-off in-app purchase. Optum Bank asks for nothing beyond the download.

Easy Check Splitter holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Optum Bank has 55K ratings behind it against 1, so its average is the more settled of the two.

Optum Bank ships an update monthly, Easy Check Splitter every 3 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Optum Bank | Easy Check Splitter |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (55K ratings)](https://appshunter.io/ios/app/optum-bank/id1322690077/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/easy-check-splitter/id6786920328/reviews)** |
| Number of ratings | **55K** | 1 |
| Positive reviews | 25.6% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 66 MB | 90 MB |
| Requires iOS | 16.0 | **15.5** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Optum Inc.](https://appshunter.io/developer/1133706680) | [Keshia Rose LLC](https://appshunter.io/developer/6786920330) |

## What reviewers say

### Optum Bank

[App page](https://appshunter.io/ios/app/optum-bank/id1322690077)

Manage your health savings and spending accounts with ease. Track balances, understand eligible expenses, pay for healthcare costs, and submit claims for reimbursement. Store receipts and get clear tips to maximize your benefits.

**Highlights:** Track account balances, Understand eligible expenses, Pay for health costs, Submit claims for reimbursement, Store health care receipts, View account transactions

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient and streamlined
- 👍 Easy to check balance and manage contributions
- 💡 Allows digital card in Apple Wallet

**What reviewers complain about**

- 🐛 Frequent login issues and app crashes
- 🔍 Limited functionality compared to website
- 🤔 Inconsistent user experience between app and website
- 🤯 Poor technical support and communication

**Reported bugs**

- App crashes when submitting reimbursement claims
- Receipts not displaying properly or disappearing
- Investment transfer functionality not working
- Slow performance and loading times

**Requested features**

- Batch claim processing for pharmacy receipts
- Ability to associate receipts with past claims
- Improved receipt management and submission flow
- Consistent data and functionality between app and website


### Easy Check Splitter

[App page](https://appshunter.io/ios/app/easy-check-splitter/id6786920328)

Effortlessly divide bills among friends and family. Assign individual items, calculate tax and tip fairly, and see exactly what each person owes. Avoid complex calculations and ensure everyone pays their exact share.

**Highlights:** Item-by-item bill splitting, Receipt scanning (Pro), Fair tax, tip, and fee distribution, Uneven item splitting, Shareable payment summaries, CSV export (Pro)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Easy Check Splitter Pro | $2.99 | one-time |


## Frequently asked questions

### Is Optum Bank free?

Optum Bank is free to download, with no in-app purchases.

### Is Easy Check Splitter free?

Easy Check Splitter is free to download, with in-app purchases available.

### Which has better reviews, Optum Bank or Easy Check Splitter?

Easy Check Splitter is rated higher. Optum Bank averages 4.7 out of 5 from 55K ratings, while Easy Check Splitter averages 5.0 from 1 ratings.

### Do Optum Bank or Easy Check Splitter have ads?

Neither Optum Bank nor Easy Check Splitter shows ads.

### Which is updated more often, Optum Bank or Easy Check Splitter?

Optum Bank ships an update monthly, and Easy Check Splitter every 3 weeks. Most recently, Optum Bank was updated on November 5, 2026 and Easy Check Splitter on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*